Arion banki hf. (ICE:ARION)

Arion banki Balance Sheet

Financials in millions ISK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	104,140	117,310	114,993	150,131	90,678	58,284
Investment Securities	247,487	197,416	196,893	181,000	214,820	212,658
Trading Asset Securities	9,743	6,715	6,602	9,516	2,905	7,284
Total Investments	257,230	204,131	203,495	190,516	217,725	219,942
Gross Loans	1,312,343	1,239,410	1,161,551	1,093,741	945,953	840,980
Allowance for Loan Losses	-10,335	-9,352	-8,551	-6,916	-7,600	-12,158
Net Loans	1,302,008	1,230,058	1,153,000	1,086,825	938,353	828,822
Property, Plant & Equipment	4,137	2,675	2,934	2,848	3,036	2,897
Goodwill	730	730	730	730	669	669
Other Intangible Assets	6,951	6,958	7,321	8,053	8,794	9,020
Investments in Real Estate	13,833	10,923	11,103	9,546	8,644	8,781
Other Receivables	3,381	2,552	1,765	1,278	5,104	5,222
Restricted Cash	31,588	32,474	15,726	7,420	6,535	6,206
Other Current Assets	2,975	2,453	7,843	951	20,705	20,365
Long-Term Deferred Tax Assets	7	2	39	135	2	2
Other Real Estate Owned & Foreclosed	-	-	-	-	456	334
Other Long-Term Assets	9,555	8,001	6,723	7,176	13,163	12,162
Total Assets	1,736,535	1,618,267	1,525,672	1,465,609	1,313,864	1,172,706
Accounts Payable	1,040	1,402	1,274	1,013	818	850
Accrued Expenses	6,929	8,061	6,702	6,537	5,716	4,189
Interest Bearing Deposits	917,226	857,443	792,710	755,361	655,476	568,424
Total Deposits	917,226	857,443	792,710	755,361	655,476	568,424
Short-Term Borrowings	3,211	8,394	11,585	20,986	5,877	4,471
Current Portion of Long-Term Debt	154,393	96,160	78,868	47,621	59,494	56,708
Current Income Taxes Payable	12,457	9,887	9,227	8,471	6,543	3,799
Other Current Liabilities	12,171	9,879	8,561	4,492	19,004	18,014
Long-Term Debt	379,499	388,174	385,642	403,970	337,231	291,330
Long-Term Leases	921	975	1,074	970	878	787
Long-Term Unearned Revenue	1,384	1,475	1,547	1,590	8,152	7,549
Long-Term Deferred Tax Liabilities	3,160	1,173	1,942	1,832	559	463
Other Long-Term Liabilities	31,483	28,158	27,239	24,810	19,518	18,277
Total Liabilities	1,523,874	1,411,181	1,326,371	1,277,653	1,119,266	974,861
Common Stock	1,419	1,513	1,460	1,510	1,660	1,730
Additional Paid-In Capital	-	4,274	9,188	11,907	21,166	49,612
Retained Earnings	207,419	199,541	185,290	171,208	167,285	144,079
Treasury Stock	-36	-101	-14	-45	-142	-11
Comprehensive Income & Other	1,473	1,355	2,874	2,727	3,956	2,262
Total Common Equity	210,275	206,582	198,798	187,307	193,925	197,672
Minority Interest	2,386	504	503	649	673	173
Shareholders' Equity	212,661	207,086	199,301	187,956	194,598	197,845
Total Liabilities & Equity	1,736,535	1,618,267	1,525,672	1,465,609	1,313,864	1,172,706
Total Debt	538,024	493,703	477,169	473,547	403,480	353,296
Net Cash (Debt)	-424,141	-369,678	-355,574	-313,900	-309,897	-287,728
Net Cash Per Share	-301.13	-256.19	-233.16	-199.18	-183.37	-166.99
Filing Date Shares Outstanding	1,384	1,411	1,423	1,465	1,518	1,719
Total Common Shares Outstanding	1,384	1,411	1,423	1,465	1,518	1,719
Book Value Per Share	151.93	146.41	139.70	127.89	127.75	114.99
Tangible Book Value	202,594	198,894	190,747	178,524	184,462	187,983
Tangible Book Value Per Share	146.38	140.96	134.05	121.89	121.52	109.36

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.