Arion banki hf. (ICE:ARION)

Arion banki Cash Flow Statement

Financials in millions ISK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	32,690	26,111	25,755	25,945	28,605	12,476
Depreciation & Amortization	41	754	707	683	759	810
Other Amortization	1,639	925	1,142	1,036	1,171	782
Change in Other Net Operating Assets	-52,181	-52,572	-72,382	34,701	-44,916	-148,524
Other Operating Activities	-41,534	-20,501	3,036	-4,973	-11,790	10,217
Operating Cash Flow	-59,345	-45,283	-41,742	57,392	-26,171	-124,239
Capital Expenditures	-439	-325	-457	-357	-581	-1,115
Sale of Property, Plant and Equipment	15	27	22	1,085	1,045	1,442
Investment in Securities	18	-1	-72	-90	245	57
Divestitures	-	-	-	16,841	-	-
Purchase / Sale of Intangibles	-857	-622	-470	-416	-1,005	-2,164
Other Investing Activities	8	-	-	-	-	-
Investing Cash Flow	-958	-1,154	-977	17,063	-296	-1,780
Long-Term Debt Issued	-	19,735	-	12,100	-	12,805
Long-Term Debt Repaid	-	-17,246	-6,586	-	-	-
Net Debt Issued (Repaid)	1,201	2,489	-6,586	12,100	-	12,805
Issuance of Common Stock	601	6,482	278	315	-	-
Repurchase of Common Stock	-5,953	-12,452	-3,259	-9,851	-28,647	-4,381
Common Dividends Paid	-16,114	-13,058	-12,357	-22,489	-2,857	-
Net Increase (Decrease) in Deposit Accounts	92,378	68,876	30,375	-	90,642	69,631
Other Financing Activities	-	-	-128	-	828	-
Financing Cash Flow	72,113	52,337	8,323	-19,925	59,966	78,055
Foreign Exchange Rate Adjustments	-6,887	-3,584	-742	4,923	-1,105	4,062
Net Cash Flow	4,922	2,317	-35,138	59,453	32,394	-43,902
Free Cash Flow	-59,784	-45,608	-42,199	57,035	-26,752	-125,354
Free Cash Flow Margin	-83.54%	-69.27%	-68.78%	102.95%	-43.96%	-273.46%
Free Cash Flow Per Share	-42.45	-31.61	-27.67	36.19	-15.83	-72.75
Cash Interest Paid	90,351	74,623	52,369	33,006	15,883	20,271
Cash Income Tax Paid	9,339	8,990	8,633	6,741	3,942	3,361

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.