Revenue by Segment

Financials in millions ISK. Fiscal year is January - December.

Millions ISK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016
Markets and Stefnir	7.10B	6.64B	6.57B	8.77B	6.94B
Markets and Stefnir Growth	6.85%	1.16%	-25.11%	26.39%	36.18%
CIB Including Insurance	33.99B	31.14B	25.12B	25.41B	-
CIB Including Insurance Growth	9.15%	23.93%	-1.13%	-	-
Retail Banking Including Insurance	19.22B	18.50B	25.09B	25.45B	-
Retail Banking Including Insurance Growth	3.89%	-26.26%	-1.39%	-	-
Treasury	6.31B	4.15B	4.08B	-4.45B	6.26B
Treasury Growth	51.94%	1.74%	-	-	1.94%
Vördur	2.73B	4.49B	-	-	5.57B
Vördur Growth	-39.05%	-	-	-	14.34%
Subsidiaries Excl. Stefnir and Vördur	280.00M	121.00M	-19.00M	451.00M	-
Subsidiaries Excl. Stefnir and Vördur Growth	131.40%	-	-	-	-
Supporting Units and Eliminations	195.00M	503.00M	402.00M	-186.00M	523.00M
Supporting Units and Eliminations Growth	-61.23%	25.12%	-	-	-
Corporate & Investment Banking	-	-	-	-	21.40B
Corporate & Investment Banking Growth	-	-	-	-	185.52%
Retail Banking	-	-	-	-	22.10B
Retail Banking Growth	-	-	-	-	15.63%
Other Subsidiaries	-	-	-	-	-1.39B
Total	69.82B	65.54B	61.24B	55.44B	61.39B
Total Growth	6.53%	7.02%	10.47%	-9.70%	34.28%

Source: S&P Global Market Intelligence.