Sjóvá-Almennar tryggingar hf. (ICE:SJOVA)
Iceland · Delayed Price · Currency is ISK 44.20
+0.20 (0.45%)
Oct 28, 2026, 3:00 PM GMT
Sjóvá-Almennar tryggingar Income Statement
Financials in millions ISK. Fiscal year is January - December.
Millions ISK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 35,120 | 34,778 | 33,598 | 31,273 | 28,011 | 22,928 |
Total Interest & Dividend Income | -372.01 | 203.96 | 236.21 | 549.1 | 1,285 | 509.88 |
Gain (Loss) on Sale of Investments | 2,598 | 1,840 | 4,803 | 3,869 | 88.04 | 7,888 |
Other Revenue | -214.11 | -1,427 | -1,475 | -736.59 | 280.97 | 241.6 |
| 37,132 | 35,395 | 37,162 | 34,955 | 29,665 | 31,567 | |
Revenue Growth | 2.07% | -4.75% | 6.31% | 17.83% | -6.02% | 24.73% |
Policy Benefits | 29,194 | 25,375 | 25,699 | 23,456 | 20,717 | 16,307 |
Selling, General & Administrative | 3,386 | 6,827 | 6,615 | 6,123 | 5,772 | 4,998 |
Other Operating Expenses | 58.98 | 55.8 | 53.24 | 46 | 48.92 | -99.08 |
Total Operating Expenses | 32,639 | 32,258 | 32,368 | 29,625 | 26,538 | 21,206 |
Operating Income | 4,492 | 3,137 | 4,794 | 5,330 | 3,127 | 10,361 |
Interest Expense | - | - | - | - | -67.51 | - |
Currency Exchange Gain (Loss) | 4.78 | -6.22 | 41.28 | 82.44 | 10.87 | -13.22 |
Other Non Operating Income (Expenses) | -79.05 | -65.68 | -67.04 | -68.16 | - | - |
Pretax Income | 4,435 | 3,065 | 4,768 | 5,344 | 3,070 | 10,347 |
Income Tax Expense | 1,129 | 998.95 | 527.59 | 718.72 | 420.11 | 777.7 |
Net Income | 3,306 | 2,066 | 4,241 | 4,626 | 2,650 | 9,570 |
Net Income to Common | 3,306 | 2,066 | 4,241 | 4,626 | 2,650 | 9,570 |
Net Income Growth | -4.95% | -51.28% | -8.32% | 74.53% | -72.30% | 79.88% |
Shares Outstanding (Basic) | 1,155 | 1,157 | 1,157 | 1,166 | 1,192 | 1,303 |
Shares Outstanding (Diluted) | 1,158 | 1,161 | 1,160 | 1,166 | 1,192 | 1,303 |
Shares Change | -0.71% | 0.07% | -0.56% | -2.14% | -8.56% | -2.53% |
EPS (Basic) | 2.86 | 1.79 | 3.67 | 3.97 | 2.22 | 7.34 |
EPS (Diluted) | 2.85 | 1.78 | 3.66 | 3.97 | 2.22 | 7.34 |
EPS Growth | -4.28% | -51.37% | -7.71% | 78.34% | -69.71% | 84.55% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 2,269 | 3,562 | 512.84 | 5,090 | 5,794 | 6,663 |
Free Cash Flow Per Share | 1.96 | 3.07 | 0.44 | 4.36 | 4.86 | 5.11 |
Dividend Per Share | 0.950 | 0.950 | 2.940 | 2.120 | 1.610 | 3.140 |
Dividend Growth | -67.69% | -67.69% | 38.68% | 31.68% | -48.73% | 57.79% |
Operating Margin | 12.10% | 8.86% | 12.90% | 15.25% | 10.54% | 32.82% |
Profit Margin | 8.90% | 5.84% | 11.41% | 13.23% | 8.93% | 30.31% |
Free Cash Flow Margin | 6.11% | 10.06% | 1.38% | 14.56% | 19.53% | 21.11% |
EBITDA | 4,579 | 3,219 | 4,868 | 5,390 | 3,190 | 10,426 |
EBITDA Margin | 12.33% | 9.09% | 13.10% | 15.42% | 10.75% | 33.03% |
D&A For EBITDA | 86.23 | 81.9 | 73.75 | 60.45 | 63.03 | 65.04 |
EBIT | 4,492 | 3,137 | 4,794 | 5,330 | 3,127 | 10,361 |
EBIT Margin | 12.10% | 8.86% | 12.90% | 15.25% | 10.54% | 32.82% |
Effective Tax Rate | 25.46% | 32.59% | 11.06% | 13.45% | 13.68% | 7.52% |
Revenue as Reported | - | - | - | - | - | 31,554 |