IDX:AGRO Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Interest Income on Loans	1,045,261	890,959	1,029,970	1,647,185	1,931,525	Upgrade
Interest Paid on Deposits	473,292	403,130	369,535	773,616	1,306,889	Upgrade
Net Interest Income	571,969	487,829	660,436	873,569	624,636	Upgrade
Net Interest Income Growth (YoY)	17.25%	-26.14%	-24.40%	39.85%	-9.89%	Upgrade
Gain (Loss) on Sale of Assets	263.32	1,145	1,673	620.89	5.75	Upgrade
Gain (Loss) on Sale of Investments	516,540	397,122	590,835	86,407	52,510	Upgrade
Other Non-Interest Income	13,420	16,445	21,863	24,347	18,838	Upgrade
Total Non-Interest Income	530,224	414,712	614,372	111,376	71,353	Upgrade
Non-Interest Income Growth (YoY)	27.85%	-32.50%	451.62%	56.09%	-3.44%	Upgrade
Revenues Before Loan Losses	1,102,194	902,541	1,274,807	984,944	695,989	Upgrade
Provision for Loan Losses	410,261	156,401	581,058	3,885,062	322,513	Upgrade
Revenue	691,933	746,140	693,749	-2,900,118	373,476	Upgrade
Revenue Growth (YoY)	-7.27%	7.55%	-	-	-2.63%	Upgrade
Salaries and Employee Benefits	320,720	313,341	294,883	234,828	191,008	Upgrade
Selling, General & Administrative	315,152	303,644	286,079	165,932	121,767	Upgrade
Other Non-Interest Expense	3,422	4,017	1,426	1,978	3,005	Upgrade
Total Non-Interest Expense	636,591	617,749	577,563	403,013	309,365	Upgrade
EBT Excluding Unusual Items	55,342	128,391	116,186	-3,303,131	64,111	Upgrade
Legal Settlements	-	-	-	-	-39.17	Upgrade
Pretax Income	55,342	128,391	116,186	-3,303,131	64,072	Upgrade
Income Tax Expense	4,450	104,040	104,726	-257,430	32,811	Upgrade
Net Income	50,892	24,351	11,461	-3,045,701	31,261	Upgrade
Net Income to Common	50,892	24,351	11,461	-3,045,701	31,261	Upgrade
Net Income Growth	108.99%	112.48%	-	-	-38.78%	Upgrade
Basic Shares Outstanding	24,740	24,740	22,750	21,521	21,343	Upgrade
Diluted Shares Outstanding	24,740	24,740	22,751	21,521	21,380	Upgrade
Shares Change (YoY)	-	8.75%	5.71%	0.66%	0.17%	Upgrade
EPS (Basic)	2.06	0.98	0.50	-141.52	1.46	Upgrade
EPS (Diluted)	2.06	0.98	0.50	-141.52	1.46	Upgrade
EPS Growth	109.90%	96.00%	-	-	-38.91%	Upgrade
Effective Tax Rate	8.04%	81.03%	90.14%	-	51.21%	Upgrade

Updated Oct 23, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.