IDX:AGRO Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,212,075	1,190,262	1,045,261	890,959	1,029,970	1,647,185
Interest Paid on Deposits	459,012	493,917	473,292	403,130	369,535	773,616
Net Interest Income	753,063	696,344	571,969	487,829	660,436	873,569
Net Interest Income Growth	19.37%	21.75%	17.25%	-26.14%	-24.40%	39.85%
Gain (Loss) on Sale of Assets	583.55	661.25	263.32	1,145	1,673	620.89
Gain (Loss) on Sale of Investments	164,945	155,501	516,540	397,122	590,835	86,407
Other Non-Interest Income	1,841	11,730	13,420	16,445	21,863	24,347
Total Non-Interest Income	167,369	167,892	530,224	414,712	614,372	111,376
Non-Interest Income Growth	-42.73%	-68.34%	27.85%	-32.50%	451.62%	56.09%
Revenues Before Loan Losses	920,432	864,236	1,102,194	902,541	1,274,807	984,944
Provision for Loan Losses	571,500	553,613	410,261	156,401	581,058	3,885,062
Revenue	348,932	310,623	691,933	746,140	693,749	-2,900,118
Revenue Growth	-46.91%	-55.11%	-7.27%	7.55%	-	-
Salaries and Employee Benefits	313,190	288,127	320,720	313,341	294,883	234,828
Selling, General & Administrative	392,516	346,328	315,152	303,644	286,079	165,932
Other Non-Interest Expense	-4,785	3,155	3,422	4,017	1,426	1,978
Total Non-Interest Expense	694,709	631,150	636,591	617,749	577,563	403,013
EBT Excluding Unusual Items	-345,777	-320,527	55,342	128,391	116,186	-3,303,131
Legal Settlements	-750	-	-	-	-	-
Pretax Income	-347,717	-321,717	55,342	128,391	116,186	-3,303,131
Income Tax Expense	171,820	176,896	4,450	104,040	104,726	-257,430
Net Income	-519,537	-498,613	50,892	24,351	11,461	-3,045,701
Net Income to Common	-519,537	-498,613	50,892	24,351	11,461	-3,045,701
Net Income Growth	-	-	108.99%	112.48%	-	-
Basic Shares Outstanding	24,648	24,683	24,740	24,740	22,750	21,521
Diluted Shares Outstanding	24,648	24,683	24,740	24,740	22,751	21,521
Shares Change	-0.37%	-0.23%	-	8.75%	5.71%	0.66%
EPS (Basic)	-21.08	-20.20	2.06	0.98	0.50	-141.52
EPS (Diluted)	-21.08	-20.20	2.06	0.98	0.50	-141.52
EPS Growth	-	-	109.90%	96.00%	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	-	-	8.04%	81.03%	90.14%	-