PT Bank IBK Indonesia Tbk (IDX:AGRS)

PT Bank IBK Indonesia Tbk Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,410,994	1,201,090	1,739,128	3,284,041	3,195,785	2,023,146
Investment Securities	3,268,072	2,486,820	3,311,563	1,895,248	1,140,543	750,146
Trading Asset Securities	338	4,921	7,293	1,837	6,956	-
Total Investments	3,268,410	2,491,741	3,318,856	1,897,085	1,147,499	750,146
Gross Loans	13,581,700	11,707,744	9,390,539	8,064,115	6,076,409	5,105,932
Allowance for Loan Losses	-219,349	-200,633	-229,256	-214,996	-197,983	-270,772
Net Loans	13,362,351	11,507,111	9,161,283	7,849,119	5,878,426	4,835,160
Property, Plant & Equipment	133,832	160,789	119,895	147,716	181,661	171,496
Other Intangible Assets	16,320	19,142	19,812	27,638	39,005	52,044
Accrued Interest Receivable	77,629	75,066	72,806	59,403	30,110	22,512
Other Receivables	3,004,278	3,463,628	3,767,409	4,090,500	3,337,305	1,634,932
Restricted Cash	1,073,577	1,057,942	1,082,873	866,351	413,053	298,840
Other Current Assets	55,525	41,325	39,061	30,914	25,790	24,593
Long-Term Deferred Tax Assets	17,621	17,621	25,219	15,809	-	-
Other Real Estate Owned & Foreclosed	23,572	25,358	26,731	27,424	31,945	39,793
Other Long-Term Assets	65,875	806	4,330	8,907	6,331	1,373
Total Assets	22,509,984	20,061,619	19,377,403	18,304,907	14,286,910	9,854,035
Accrued Expenses	94	17,132	25,001	27,649	3,387	6,099
Interest Bearing Deposits	11,193,413	9,422,437	8,905,274	8,399,095	6,338,108	4,897,325
Total Deposits	11,193,413	9,422,437	8,905,274	8,399,095	6,338,108	4,897,325
Short-Term Borrowings	347	6,456	600,483	2,415,439	4,825,897	2,942,070
Current Portion of Long-Term Debt	2,666,400	1,529,025	4,280,366	-	-	-
Current Portion of Leases	-	24,008	13,888	18,820	475	-
Current Income Taxes Payable	19,613	28,842	18,643	8,523	5,776	8,942
Accrued Interest Payable	149,348	144,383	132,169	92,174	35,503	28,417
Other Current Liabilities	-	-	-	-	162	162
Long-Term Debt	2,499,750	3,219,000	-	3,113,500	-	-
Long-Term Leases	49,164	54,518	6,321	17,587	51,198	26,229
Pension & Post-Retirement Benefits	23,730	19,609	16,276	12,490	13,121	9,470
Long-Term Deferred Tax Liabilities	-	-	-	-	-	5,253
Other Long-Term Liabilities	74,027	16,697	10,303	31,365	17,701	30,230
Total Liabilities	16,703,534	14,482,107	14,008,724	14,136,642	11,291,328	7,954,197
Common Stock	4,786,438	4,786,438	3,778,320	2,764,954	1,766,649	1,122,601
Additional Paid-In Capital	900,393	900,393	903,284	906,080	808,879	360,965
Retained Earnings	81,393	-78,931	-294,782	-478,077	-581,531	-594,301
Treasury Stock	-	-	-1,793	-1,793	-1,793	-1,793
Comprehensive Income & Other	38,226	-28,388	983,650	977,101	1,003,378	1,012,366
Shareholders' Equity	5,806,450	5,579,512	5,368,679	4,168,265	2,995,582	1,899,838
Total Liabilities & Equity	22,509,984	20,061,619	19,377,403	18,304,907	14,286,910	9,854,035
Total Debt	5,215,661	4,833,007	4,901,058	5,565,346	4,877,570	2,968,299
Net Cash (Debt)	-3,288,317	-3,626,996	-2,036,118	-2,279,468	-1,674,829	-945,153
Net Cash Per Share	-66.57	-86.70	-63.94	-104.84	-113.98	-84.19
Filing Date Shares Outstanding	47,864	47,864	37,763	27,629	17,646	11,206
Total Common Shares Outstanding	47,864	47,864	37,763	27,629	17,646	11,206
Book Value Per Share	121.31	116.57	142.17	150.86	169.76	169.54
Tangible Book Value	5,790,130	5,560,370	5,348,867	4,140,627	2,956,577	1,847,794
Tangible Book Value Per Share	120.97	116.17	141.64	149.86	167.55	164.90

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.