PT Bank IBK Indonesia Tbk Cash Flow Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	206,153	215,851	183,295	103,454	12,770	-176,863	Upgrade
Depreciation & Amortization	59,416	75,426	68,751	65,720	47,748	45,658	Upgrade
Other Amortization	28,482	14,241	13,119	12,890	13,478	11,563	Upgrade
Change in Income Taxes	-612	-2,826	5,514	2,753	-3,168	-575	Upgrade
Change in Other Net Operating Assets	-1,815,491	-1,040,378	-2,448,892	-3,598,269	-3,217,155	-2,108,657	Upgrade
Other Operating Activities	321,745	95,842	-37,211	438,332	66,165	63,275	Upgrade
Operating Cash Flow	-1,200,307	-641,844	-2,215,424	-2,975,120	-3,080,162	-2,165,599	Upgrade
Capital Expenditures	-36,221	-30,620	-32,688	-30,805	-17,837	-26,220	Upgrade
Sale of Property, Plant and Equipment	101	89	62	2,055	8	-	Upgrade
Purchase / Sale of Intangibles	-6,332	-13,571	-5,293	-1,523	-439	-7,674	Upgrade
Other Investing Activities	-	-	-	3,240	-	-	Upgrade
Investing Cash Flow	-42,452	-44,102	-37,919	-27,033	-18,268	-33,894	Upgrade
Long-Term Debt Issued	-	4,567,175	1,213,750	4,486,903	4,553,534	2,942,070	Upgrade
Long-Term Debt Repaid	-	-4,366,355	-1,472,071	-4,734,116	-3,000,087	-16,662	Upgrade
Net Debt Issued (Repaid)	-73,583	200,820	-258,321	-247,213	1,553,447	2,925,408	Upgrade
Issuance of Common Stock	8,118	8,118	1,013,367	1,098,135	1,094,882	1,000,000	Upgrade
Net Increase (Decrease) in Deposit Accounts	1,401,722	-83,320	172,612	2,695,735	1,740,085	-264,712	Upgrade
Other Financing Activities	-2,891	-2,891	-2,796	-2,629	-2,920	-2,770	Upgrade
Financing Cash Flow	1,333,366	122,727	924,862	3,544,028	4,385,494	3,657,926	Upgrade
Net Cash Flow	90,607	-563,219	-1,328,481	541,875	1,287,064	1,458,433	Upgrade
Free Cash Flow	-1,236,528	-672,464	-2,248,112	-3,005,925	-3,097,999	-2,191,819	Upgrade
Free Cash Flow Margin	-171.86%	-95.35%	-406.82%	-706.91%	-956.12%	-1365.59%	Upgrade
Free Cash Flow Per Share	-25.03	-16.07	-70.60	-138.26	-210.83	-195.25	Upgrade
Cash Interest Paid	248,626	775,062	736,294	322,096	230,253	253,334	Upgrade
Cash Income Tax Paid	60,481	40,115	-	-	-	-	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.