PT Asuransi Multi Artha Guna Tbk (IDX:AMAG)
Indonesia flag Indonesia · Delayed Price · Currency is IDR
380.00
+8.00 (2.15%)
Oct 30, 2026, 3:48 PM WIB

IDX:AMAG Financials Overview

Millions IDR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,869,2212,928,7732,746,393950,263858,265783,122
Revenue Growth
-16.11%6.64%189.01%10.72%9.59%0.39%
Operating Income
275,230168,196284,245177,287172,559156,967
Net Income
269,906156,487265,241148,074169,774149,438
Earnings Per Share
217.4931.6153.5529.7234.0529.97
EPS Growth
294.88%-40.98%80.20%-12.72%13.62%39.78%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Motor Vehicles
559,564517,575500,642413,154375,252
Fire
832,206807,884113,782127,471122,090
Health and Personal Accident
289,919217,927127,587119,267115,669
Others
1,243,9801,175,040147,323146,394136,518
Unallocated Other Income
2,15428,025---
Total
2,927,8232,746,451939,798851,814787,324

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
86,936485,425525,408779,357904,187578,795
Total Debt
------
Net Cash (Debt)
86,936485,425525,408779,357904,187578,795
Net Cash Growth
22.27%-7.61%-32.58%-13.81%56.22%-58.77%
Net Cash Per Share
70.0598.04106.08156.41181.34116.07

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
167,68796,71983,723150,835229,85841,290
Capital Expenditures
-6,606-4,815-5,476-11,672-3,454-11,247
Free Cash Flow
161,08191,90478,246139,163226,40430,043
Free Cash Flow Growth
10.90%17.46%-43.77%-38.53%653.60%-61.48%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
9.59%5.74%10.35%18.66%20.11%20.04%
Pretax Margin
9.70%5.71%10.35%16.60%22.47%20.58%
Profit Margin
9.41%5.34%9.66%15.58%19.78%19.08%
FCF Margin
5.61%3.14%2.85%14.64%26.38%3.84%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
40.000-40.00030.00020.00050.000
Dividend Per Share Growth
-25.00%-33.33%50.00%-60.00%0%
Dividend Yield
10.53%-12.12%10.29%5.56%14.84%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
1.7512.726.169.7710.5711.25
P/FCF Ratio
11.6721.6620.8810.397.9355.94
PS Ratio
0.660.680.601.522.092.15