PT Asuransi Multi Artha Guna Tbk (IDX:AMAG)
Indonesia flag Indonesia · Delayed Price · Currency is IDR
388.00
+2.00 (0.52%)
Aug 12, 2026, 3:35 PM WIB

IDX:AMAG Financials Overview

Millions IDR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,105,2462,928,7732,746,393950,263858,265783,122
Revenue Growth
-4.44%6.64%189.01%10.72%9.59%0.39%
Operating Income
191,772168,196284,245177,287172,559156,967
Net Income
188,551156,487265,241148,074169,774149,438
Earnings Per Share
38.1131.6153.5529.7234.0529.97
EPS Growth
-16.66%-40.98%80.20%-12.72%13.62%39.78%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Motor Vehicles
559,564517,575500,642413,154375,252
Fire
832,206807,884113,782127,471122,090
Health and Personal Accident
289,919217,927127,587119,267115,669
Others
1,243,9801,175,040147,323146,394136,518
Unallocated Other Income
2,15428,025---
Total
2,927,8232,746,451939,798851,814787,324

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
250,267485,425525,408779,357904,187578,795
Total Debt
------
Net Cash (Debt)
250,267485,425525,408779,357904,187578,795
Net Cash Growth
207.75%-7.61%-32.58%-13.81%56.22%-58.77%
Net Cash Per Share
50.5998.04106.08156.41181.34116.07

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-96,71983,723150,835229,85841,290
Capital Expenditures
--4,815-5,476-11,672-3,454-11,247
Free Cash Flow
-91,90478,246139,163226,40430,043
Free Cash Flow Growth
-17.46%-43.77%-38.53%653.60%-61.48%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
6.18%5.74%10.35%18.66%20.11%20.04%
Pretax Margin
6.32%5.71%10.35%16.60%22.47%20.58%
Profit Margin
6.07%5.34%9.66%15.58%19.78%19.08%
FCF Margin
-3.14%2.85%14.64%26.38%3.84%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
40.000-40.00030.00020.00050.000
Dividend Per Share Growth
-25.00%-33.33%50.00%-60.00%0%
Dividend Yield
10.36%-14.34%13.39%7.60%22.80%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.1812.726.169.7710.5711.25
P/FCF Ratio
49.6021.6620.8810.397.9355.94
PS Ratio
0.620.680.601.522.092.15