IDX:AMAR Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,439,938	1,226,359	986,531	774,703	702,234
Interest Paid on Deposits	107,855	65,486	65,239	118,998	220,007
Net Interest Income	1,332,083	1,160,873	921,292	655,705	482,226
Net Interest Income Growth (YoY)	14.75%	26.00%	40.50%	35.98%	4.16%
Gain (Loss) on Sale of Investments	24,436	6,348	8,846	13,920	11,430
Other Non-Interest Income	411,834	361,346	265,427	146,171	106,007
Total Non-Interest Income	436,270	367,694	257,771	156,568	117,437
Non-Interest Income Growth (YoY)	18.65%	42.64%	64.64%	33.32%	-5.40%
Revenues Before Loan Losses	1,768,353	1,528,567	1,179,063	812,273	599,663
Provision for Loan Losses	857,140	689,722	513,452	521,908	211,116
Revenue	911,213	838,845	665,611	290,365	388,547
Revenue Growth (YoY)	8.63%	26.03%	129.23%	-25.27%	33.22%
Salaries and Employee Benefits	292,614	247,034	243,125	187,342	172,363
Selling, General & Administrative	301,561	313,375	225,642	303,048	203,852
Other Non-Interest Expense	650	2,890	4,279	1,601	243.9
Total Non-Interest Expense	597,406	563,819	445,586	492,975	387,732
EBT Excluding Unusual Items	313,807	275,026	220,025	-202,610	814.54
Pretax Income	313,807	275,026	220,025	-202,610	814.54
Income Tax Expense	64,172	60,034	42,053	-47,229	-3,300
Net Income	249,635	214,992	177,972	-155,381	4,115
Net Income to Common	249,635	214,992	177,972	-155,381	4,115
Net Income Growth	16.11%	20.80%	-	-	-52.07%
Basic Shares Outstanding	18,381	18,117	16,226	13,457	8,035
Diluted Shares Outstanding	18,381	18,117	18,350	13,457	8,035
Shares Change (YoY)	1.46%	-1.27%	36.36%	67.48%	-
EPS (Basic)	13.58	11.87	10.97	-11.55	0.51
EPS (Diluted)	13.58	11.87	10.00	-11.55	0.51
EPS Growth	14.45%	18.67%	-	-	-52.07%
Dividend Per Share	-	9.350	3.030	-	-
Dividend Growth	-	208.58%	-	-	-
Effective Tax Rate	20.45%	21.83%	19.11%	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.