IDX:AMAR Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	1,392,823	1,226,359	986,531	774,703	702,234	652,086
Interest Paid on Deposits	84,110	65,486	65,239	118,998	220,007	189,138
Net Interest Income	1,308,713	1,160,873	921,292	655,705	482,226	462,948
Net Interest Income Growth (YoY)	17.16%	26.00%	40.50%	35.98%	4.16%	-8.54%
Gain (Loss) on Sale of Investments	16,343	6,348	8,846	13,920	11,430	5,057
Other Non-Interest Income	423,930	361,346	265,427	146,171	106,007	119,087
Total Non-Interest Income	440,273	367,694	257,771	156,568	117,437	124,144
Non-Interest Income Growth (YoY)	43.56%	42.64%	64.64%	33.32%	-5.40%	26.02%
Revenues Before Loan Losses	1,748,986	1,528,567	1,179,063	812,273	599,663	587,092
Provision for Loan Losses	844,235	689,722	513,452	521,908	211,116	295,423
Revenue	904,751	838,845	665,611	290,365	388,547	291,669
Revenue Growth (YoY)	16.02%	26.03%	129.23%	-25.27%	33.22%	-7.93%
Salaries and Employee Benefits	273,250	247,034	243,125	187,342	172,363	145,002
Selling, General & Administrative	322,893	313,375	225,642	303,048	203,852	122,773
Other Non-Interest Expense	2,310	2,890	4,279	1,601	243.9	262.4
Total Non-Interest Expense	600,645	563,819	445,586	492,975	387,732	265,563
EBT Excluding Unusual Items	304,106	275,026	220,025	-202,610	814.54	26,106
Pretax Income	304,106	275,026	220,025	-202,610	814.54	26,106
Income Tax Expense	66,735	60,034	42,053	-47,229	-3,300	17,520
Net Income	237,371	214,992	177,972	-155,381	4,115	8,586
Net Income to Common	237,371	214,992	177,972	-155,381	4,115	8,586
Net Income Growth	41.24%	20.80%	-	-	-52.07%	-86.02%
Basic Shares Outstanding	18,117	18,117	16,226	13,457	8,035	8,035
Diluted Shares Outstanding	18,117	18,117	18,350	13,457	8,035	8,035
Shares Change (YoY)	-1.27%	-1.27%	36.36%	67.48%	-	21.04%
EPS (Basic)	13.10	11.87	10.97	-11.55	0.51	1.07
EPS (Diluted)	13.10	11.87	10.00	-11.55	0.51	1.07
EPS Growth	38.56%	18.67%	-	-	-52.07%	-88.45%
Dividend Per Share	10.040	9.350	3.030	-	-	-
Dividend Growth	41.81%	208.58%	-	-	-	-
Effective Tax Rate	21.95%	21.83%	19.11%	-	-	67.11%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.