PT Bank Jago Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Interest Income on Loans	2,399,127	2,052,751	1,874,936	1,500,465	652,419	90,071	Upgrade
Interest Paid on Deposits	599,159	499,326	309,493	147,469	62,681	25,427	Upgrade
Net Interest Income	1,799,968	1,553,425	1,565,443	1,352,996	589,738	64,644	Upgrade
Net Interest Income Growth (YoY)	20.99%	-0.77%	15.70%	129.42%	812.29%	462.12%	Upgrade
Gain (Loss) on Sale of Assets	471	229	-366	32	690	-1,570	Upgrade
Other Non-Interest Income	323,701	285,081	192,999	77,840	19,532	25,126	Upgrade
Total Non-Interest Income	322,722	285,310	192,633	77,872	20,222	23,556	Upgrade
Non-Interest Income Growth (YoY)	43.94%	48.11%	147.37%	285.09%	-14.15%	1337.22%	Upgrade
Revenues Before Loan Losses	2,122,690	1,838,735	1,758,076	1,430,868	609,960	88,200	Upgrade
Provision for Loan Losses	469,314	298,162	397,287	392,486	56,187	38,132	Upgrade
Revenue	1,653,376	1,540,573	1,360,789	1,038,382	553,773	50,068	Upgrade
Revenue Growth (YoY)	18.50%	13.21%	31.05%	87.51%	1006.04%	-	Upgrade
Salaries and Employee Benefits	517,904	506,047	439,268	322,909	181,651	157,791	Upgrade
Selling, General & Administrative	886,448	836,077	823,333	693,375	352,177	73,776	Upgrade
Other Non-Interest Expense	18,730	17,610	11,760	9,347	8,752	5,802	Upgrade
Total Non-Interest Expense	1,424,569	1,361,214	1,267,226	1,017,954	544,639	239,635	Upgrade
EBT Excluding Unusual Items	228,807	179,359	93,563	20,428	9,134	-189,567	Upgrade
Pretax Income	228,807	179,359	93,563	20,428	9,134	-189,567	Upgrade
Income Tax Expense	61,724	50,841	21,201	4,515	-76,890	-	Upgrade
Net Income	167,083	128,518	72,362	15,913	86,024	-189,567	Upgrade
Net Income to Common	167,083	128,518	72,362	15,913	86,024	-189,567	Upgrade
Net Income Growth	118.22%	77.60%	354.73%	-81.50%	-	-	Upgrade
Basic Shares Outstanding	13,858	13,857	13,856	13,856	13,277	8,431	Upgrade
Diluted Shares Outstanding	13,992	13,992	13,985	13,856	13,277	8,431	Upgrade
Shares Change (YoY)	-0.17%	0.05%	0.93%	4.36%	57.49%	598.91%	Upgrade
EPS (Basic)	12.06	9.27	5.22	1.15	6.48	-22.49	Upgrade
EPS (Diluted)	11.95	9.19	5.17	1.15	6.48	-22.49	Upgrade
EPS Growth	119.01%	77.76%	350.18%	-82.27%	-	-	Upgrade
Effective Tax Rate	26.98%	28.35%	22.66%	22.10%	-	-	Upgrade

Updated Mar 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.