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PT Bank Jago Tbk (IDX:ARTO)
Indonesia flag Indonesia · Delayed Price · Currency is IDR
1,270.00
-20.00 (-1.55%)
Aug 11, 2026, 11:59 AM WIB

PT Bank Jago Tbk Financials Overview

Millions IDR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,313,2592,051,4611,540,5731,360,7891,038,382553,773
Revenue Growth
30.31%33.16%13.21%31.05%87.51%1006.04%
Net Income
338,235276,234128,51872,36215,91386,024
Earnings Per Share
23.8819.539.195.171.156.48
EPS Growth
63.38%112.51%77.76%350.18%-82.27%-

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
3,425,0523,955,1333,323,7782,306,2472,694,3853,935,754
Total Debt
3,676,480648,267442,127203,91959,54163,642
Net Cash (Debt)
-251,4283,306,8662,881,6512,102,3282,634,8443,872,112
Net Cash Growth
-14.76%37.07%-20.21%-31.95%577.34%
Net Cash Per Share
-17.76233.85205.96150.33190.16291.63

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-969,068-5,274,881-3,511,259-1,542,617-3,092,173-6,658,403
Capital Expenditures
-16,008-19,616-19,254-8,944-24,207-30,721
Free Cash Flow
-985,076-5,294,497-3,530,513-1,551,561-3,116,380-6,689,124
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
14.62%13.46%8.34%5.32%1.53%15.53%
FCF Margin
-42.58%-258.08%-229.17%-114.02%-300.12%-1207.92%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
54.0199.11259.42555.313239.192577.19
Forward PE
30.1159.3097.29213.01288.82-
PS Ratio
7.7313.3521.6429.5349.64400.35