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PT Bank Jago Tbk (IDX:ARTO)
Indonesia flag Indonesia · Delayed Price · Currency is IDR
510.00
-25.00 (-4.67%)
Oct 30, 2026, 4:14 PM WIB

PT Bank Jago Tbk Financials Overview

Millions IDR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,467,0762,051,4611,540,5731,360,7891,038,382553,773
Revenue Growth
29.97%33.16%13.21%31.05%87.51%1006.04%
Net Income
375,179276,234128,51872,36215,91386,024
Earnings Per Share
26.4719.539.195.171.156.48
EPS Growth
54.33%112.51%77.76%350.18%-82.27%-

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
3,395,0543,955,1333,323,7782,306,2472,694,3853,935,754
Total Debt
2,962,084648,267442,127203,91959,54163,642
Net Cash (Debt)
432,9703,306,8662,881,6512,102,3282,634,8443,872,112
Net Cash Growth
-73.98%14.76%37.07%-20.21%-31.95%577.34%
Net Cash Per Share
30.56233.85205.96150.33190.16291.63

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-1,459,364-5,274,881-3,511,259-1,542,617-3,092,173-6,658,403
Capital Expenditures
-10,683-19,616-19,254-8,944-24,207-30,721
Free Cash Flow
-1,470,047-5,294,497-3,530,513-1,551,561-3,116,380-6,689,124
Free Cash Flow Growth
------

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
15.21%13.46%8.34%5.32%1.53%15.53%
FCF Margin
-59.59%-258.08%-229.17%-114.02%-300.12%-1207.92%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
19.2699.11259.42555.313239.192577.19
Forward PE
10.5559.3097.29213.01288.82-
PS Ratio
2.8713.3521.6429.5349.64400.35