PT Bank Jago Tbk (IDX:ARTO)

PT Bank Jago Tbk Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,411,624	3,224,874	1,775,452	741,555	1,192,727	321,164
Investment Securities	4,519,810	4,265,121	3,487,791	4,814,485	4,641,656	459,201
Total Investments	4,521,649	4,265,121	3,487,791	4,814,485	4,641,656	459,201
Gross Loans	23,465,452	17,701,486	13,020,051	9,427,987	5,368,954	907,956
Allowance for Loan Losses	-470,187	-288,675	-242,117	-270,170	-127,171	-81,753
Net Loans	22,995,265	17,412,811	12,777,934	9,157,817	5,241,783	826,203
Property, Plant & Equipment	106,447	115,609	119,131	143,604	143,877	137,634
Other Intangible Assets	2,249,876	1,892,360	1,393,406	887,487	496,275	150,241
Accrued Interest Receivable	293,984	242,140	144,654	135,085	87,136	9,302
Other Receivables	89,103	76,992	77,795	69,303	43,678	12,402
Restricted Cash	1,550,282	1,005,844	1,178,913	718,440	225,715	126,342
Other Current Assets	145,289	160,220	139,800	117,342	76,115	94,617
Long-Term Deferred Tax Assets	-	2,333	52,704	73,400	77,528	-
Other Real Estate Owned & Foreclosed	104,878	119,428	126,460	93,906	78,462	42,189
Other Long-Term Assets	28,686	24,980	21,800	12,871	7,470	578
Total Assets	34,497,083	28,542,712	21,295,840	16,965,295	12,312,422	2,179,873
Accrued Expenses	268,085	249,972	226,799	132,337	77,134	47,552
Interest Bearing Deposits	24,012,679	18,916,197	12,204,950	8,377,795	3,736,926	810,649
Total Deposits	24,012,679	18,916,197	12,204,950	8,377,795	3,736,926	810,649
Short-Term Borrowings	742,685	387,381	149,211	-	-	-
Current Portion of Leases	15,320	14,065	11,612	11,244	10,630	11,236
Current Income Taxes Payable	23,043	11,686	11,856	11,514	7,075	4,193
Accrued Interest Payable	52,867	37,686	13,502	6,865	4,351	2,133
Other Current Liabilities	469,323	292,859	270,089	89,257	160,442	2,570
Long-Term Leases	37,725	40,681	43,096	48,297	53,012	59,865
Long-Term Unearned Revenue	66,019	63,827	2,795	-	-	-
Pension & Post-Retirement Benefits	711	-	67	18,926	11,533	4,917
Other Long-Term Liabilities	11,788	9,434	5,071	5,303	1,864	4,425
Total Liabilities	25,754,292	20,023,788	12,939,048	8,701,538	4,062,967	947,540
Common Stock	1,386,133	1,385,880	1,385,625	1,385,625	1,385,625	1,085,625
Additional Paid-In Capital	7,110,353	7,105,158	7,099,937	7,099,937	7,099,937	466,576
Retained Earnings	171,943	-27,190	-155,708	-229,575	-245,545	-331,618
Comprehensive Income & Other	74,362	55,076	26,938	7,770	9,438	11,750
Shareholders' Equity	8,742,791	8,518,924	8,356,792	8,263,757	8,249,455	1,232,333
Total Liabilities & Equity	34,497,083	28,542,712	21,295,840	16,965,295	12,312,422	2,179,873
Total Debt	795,730	442,127	203,919	59,541	63,642	71,101
Net Cash (Debt)	1,663,786	2,881,651	2,102,328	2,634,844	3,872,112	571,663
Net Cash Growth	-4.95%	37.07%	-20.21%	-31.95%	577.34%	-36.75%
Net Cash Per Share	117.97	205.96	150.33	190.16	291.63	67.81
Filing Date Shares Outstanding	13,861	13,859	13,856	13,856	13,856	10,856
Total Common Shares Outstanding	13,861	13,859	13,856	13,856	13,856	10,856
Book Value Per Share	630.73	614.69	603.11	596.39	595.36	113.51
Tangible Book Value	6,492,915	6,626,564	6,963,386	7,376,270	7,753,180	1,082,092
Tangible Book Value Per Share	468.42	478.15	502.54	532.34	559.54	99.67

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.