IDX:BACA Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	1,342,873	979,700	838,840	625,261	846,721	1,150,436
Interest Paid on Deposits	932,900	1,032,545	1,186,008	1,020,133	1,362,416	1,103,081
Net Interest Income	409,973	-52,845	-347,168	-394,872	-515,695	47,355
Net Interest Income Growth (YoY)	-	-	-	-	-	-86.36%
Income From Trading Activities	-	-	-	-	44,657	-
Gain (Loss) on Sale of Investments	849	12,092	22,102	32,912	-14,987	6,443
Other Non-Interest Income	676,918	953,900	950,976	876,147	900,609	307,664
Total Non-Interest Income	677,767	965,992	973,078	909,059	930,279	314,107
Non-Interest Income Growth (YoY)	-31.35%	-0.73%	7.04%	-2.28%	196.17%	48.91%
Revenues Before Loan Losses	1,087,740	913,147	625,910	514,187	414,584	361,462
Provision for Loan Losses	17,276	21,739	22,795	10,883	-50,213	-104,103
Revenue	1,070,464	891,408	603,115	503,304	464,797	465,565
Revenue Growth (YoY)	20.69%	47.80%	19.83%	8.29%	-0.17%	16.63%
Salaries and Employee Benefits	219,609	210,187	212,793	202,072	180,894	185,117
Selling, General & Administrative	718,200	530,017	244,886	249,259	226,359	198,696
Total Non-Interest Expense	949,963	747,919	472,475	461,860	416,103	386,606
EBT Excluding Unusual Items	120,501	143,489	130,640	41,444	48,694	78,959
Pretax Income	120,501	143,489	130,640	41,444	48,694	78,959
Income Tax Expense	29,009	34,111	28,873	9,315	13,909	17,545
Net Income	91,492	109,378	101,767	32,129	34,785	61,414
Net Income to Common	91,492	109,378	101,767	32,129	34,785	61,414
Net Income Growth	-30.77%	7.48%	216.75%	-7.63%	-43.36%	286.59%
Basic Shares Outstanding	19,953	19,953	19,953	19,953	7,079	7,071
Diluted Shares Outstanding	19,953	19,953	19,953	39,182	7,538	7,534
Shares Change (YoY)	-	-	-49.08%	419.80%	0.04%	1.07%
EPS (Basic)	4.59	5.48	5.10	1.61	4.91	8.68
EPS (Diluted)	4.59	5.48	5.10	0.82	4.62	8.15
EPS Growth	-30.77%	7.48%	521.99%	-82.25%	-43.32%	282.68%
Effective Tax Rate	24.07%	23.77%	22.10%	22.48%	28.56%	22.22%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.