PT Bank Capital Indonesia Tbk (IDX:BACA)

IDX:BACA Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,087,674	979,700	838,840	625,261	846,721	1,150,436
Interest Paid on Deposits	1,001,966	1,032,545	1,186,008	1,020,133	1,362,416	1,103,081
Net Interest Income	85,708	-52,845	-347,168	-394,872	-515,695	47,355
Net Interest Income Growth (YoY)	-	-	-	-	-	-86.36%
Income From Trading Activities	6,185	-	-	-	44,657	-
Gain (Loss) on Sale of Investments	10,446	12,092	22,102	32,912	-14,987	6,443
Other Non-Interest Income	860,921	953,900	950,976	876,147	900,609	307,664
Total Non-Interest Income	877,552	965,992	973,078	909,059	930,279	314,107
Non-Interest Income Growth (YoY)	-9.73%	-0.73%	7.04%	-2.28%	196.17%	48.91%
Revenues Before Loan Losses	963,260	913,147	625,910	514,187	414,584	361,462
Provision for Loan Losses	24,759	21,739	22,795	10,883	-50,213	-104,103
Revenue	938,501	891,408	603,115	503,304	464,797	465,565
Revenue Growth (YoY)	35.93%	47.80%	19.83%	8.29%	-0.17%	16.63%
Salaries and Employee Benefits	216,148	210,187	212,793	202,072	180,894	185,117
Selling, General & Administrative	561,724	530,017	244,886	249,259	226,359	198,696
Total Non-Interest Expense	785,679	747,919	472,475	461,860	416,103	386,606
EBT Excluding Unusual Items	152,822	143,489	130,640	41,444	48,694	78,959
Pretax Income	152,822	143,489	130,640	41,444	48,694	78,959
Income Tax Expense	36,164	34,111	28,873	9,315	13,909	17,545
Net Income	116,658	109,378	101,767	32,129	34,785	61,414
Net Income to Common	116,658	109,378	101,767	32,129	34,785	61,414
Net Income Growth	7.98%	7.48%	216.75%	-7.63%	-43.36%	286.59%
Basic Shares Outstanding	19,922	19,953	19,953	19,953	7,079	7,071
Diluted Shares Outstanding	19,922	19,953	19,953	39,182	7,538	7,534
Shares Change (YoY)	-0.24%	-	-49.08%	419.80%	0.04%	1.07%
EPS (Basic)	5.86	5.48	5.10	1.61	4.91	8.68
EPS (Diluted)	5.86	5.48	5.10	0.82	4.62	8.15
EPS Growth	8.24%	7.48%	521.99%	-82.25%	-43.32%	282.68%
Effective Tax Rate	23.66%	23.77%	22.10%	22.48%	28.56%	22.22%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.