IDX:BACA Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,592,616	1,491,241	979,700	838,840	625,261	846,721
Interest Paid on Deposits	990,883	937,643	1,032,545	1,186,008	1,020,133	1,362,416
Net Interest Income	601,733	553,598	-52,845	-347,168	-394,872	-515,695
Net Interest Income Growth (YoY)	602.07%	-	-	-	-	-
Income From Trading Activities	-4,880	-	-	-	-	44,657
Gain (Loss) on Sale of Investments	9,349	10,217	12,092	22,102	32,912	-14,987
Other Non-Interest Income	653,963	644,670	953,900	950,976	876,147	900,609
Total Non-Interest Income	658,432	654,887	965,992	973,078	909,059	930,279
Non-Interest Income Growth (YoY)	-24.97%	-32.21%	-0.73%	7.04%	-2.28%	196.17%
Revenues Before Loan Losses	1,260,165	1,208,485	913,147	625,910	514,187	414,584
Provision for Loan Losses	8,178	4,174	21,739	22,795	10,883	-50,213
Revenue	1,251,987	1,204,311	891,408	603,115	503,304	464,797
Revenue Growth (YoY)	33.40%	35.10%	47.80%	19.83%	8.29%	-0.17%
Salaries and Employee Benefits	233,458	226,573	210,187	212,793	202,072	180,894
Selling, General & Administrative	829,099	795,211	530,017	244,886	249,259	226,359
Total Non-Interest Expense	1,081,845	1,041,055	747,919	472,475	461,860	416,103
EBT Excluding Unusual Items	170,142	163,256	143,489	130,640	41,444	48,694
Pretax Income	170,142	163,256	143,489	130,640	41,444	48,694
Income Tax Expense	38,750	37,271	34,111	28,873	9,315	13,909
Net Income	131,392	125,985	109,378	101,767	32,129	34,785
Net Income to Common	131,392	125,985	109,378	101,767	32,129	34,785
Net Income Growth	12.63%	15.18%	7.48%	216.75%	-7.63%	-43.36%
Basic Shares Outstanding	19,953	19,953	19,953	19,953	19,953	7,079
Diluted Shares Outstanding	19,953	19,953	19,953	19,953	39,182	7,538
Shares Change (YoY)	-	-	-	-49.08%	419.80%	0.04%
EPS (Basic)	6.59	6.31	5.48	5.10	1.61	4.91
EPS (Diluted)	6.59	6.31	5.48	5.10	0.82	4.62
EPS Growth	12.63%	15.18%	7.48%	521.99%	-82.25%	-43.32%
Effective Tax Rate	22.78%	22.83%	23.77%	22.10%	22.48%	28.56%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.