IDX:BACA Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,659,283	1,491,241	979,700	838,840	625,261	846,721
Interest Paid on Deposits	1,008,381	937,643	1,032,545	1,186,008	1,020,133	1,362,416
Net Interest Income	650,902	553,598	-52,845	-347,168	-394,872	-515,695
Net Interest Income Growth	163.89%	-	-	-	-	-
Income From Trading Activities	-	-	-	-	-	44,657
Gain (Loss) on Sale of Investments	-1,777	10,217	12,092	22,102	32,912	-14,987
Other Non-Interest Income	618,732	644,670	953,900	950,976	876,147	900,609
Total Non-Interest Income	616,955	654,887	965,992	973,078	909,059	930,279
Non-Interest Income Growth	-21.92%	-32.21%	-0.73%	7.04%	-2.28%	196.17%
Revenues Before Loan Losses	1,267,857	1,208,485	913,147	625,910	514,187	414,584
Provision for Loan Losses	17,982	4,174	21,739	22,795	10,883	-50,213
Revenue	1,249,875	1,204,311	891,408	603,115	503,304	464,797
Revenue Growth	22.36%	35.10%	47.80%	19.83%	8.29%	-0.17%
Salaries and Employee Benefits	238,128	226,573	210,187	212,793	202,072	180,894
Selling, General & Administrative	806,633	795,211	530,017	244,886	249,259	226,359
Total Non-Interest Expense	1,065,116	1,041,055	747,919	472,475	461,860	416,103
EBT Excluding Unusual Items	184,759	163,256	143,489	130,640	41,444	48,694
Pretax Income	184,759	163,256	143,489	130,640	41,444	48,694
Income Tax Expense	42,187	37,271	34,111	28,873	9,315	13,909
Net Income	142,572	125,985	109,378	101,767	32,129	34,785
Net Income to Common	142,572	125,985	109,378	101,767	32,129	34,785
Net Income Growth	30.50%	15.18%	7.48%	216.75%	-7.63%	-43.36%
Basic Shares Outstanding	19,953	19,953	19,953	19,953	19,953	7,079
Diluted Shares Outstanding	19,953	19,953	19,953	19,953	39,182	7,538
Shares Change	-	-	-	-49.08%	419.80%	0.04%
EPS (Basic)	7.15	6.31	5.48	5.10	1.61	4.91
EPS (Diluted)	7.15	6.31	5.48	5.10	0.82	4.62
EPS Growth	30.50%	15.18%	7.48%	521.99%	-82.25%	-43.32%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	22.83%	22.83%	23.77%	22.10%	22.48%	28.56%