PT Bank Central Asia Tbk (IDX:BBCA)

PT Bank Central Asia Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	99,138,182	98,912,652	94,796,454	87,206,517	72,241,191	65,626,976
Interest Paid on Deposits	13,600,152	13,364,495	12,532,290	12,268,952	8,251,682	9,491,401
Net Interest Income	85,538,030	85,548,157	82,264,164	74,937,565	63,989,509	56,135,575
Net Interest Income Growth (YoY)	2.30%	3.99%	9.78%	17.11%	13.99%	3.65%
Gain (Loss) on Sale of Assets	-5,034	-5,295	956	-24	-4,294	2,769
Other Non-Interest Income	27,308,536	26,453,799	24,285,934	23,563,279	23,484,166	22,329,705
Total Non-Interest Income	27,303,502	26,448,504	24,286,890	23,563,255	23,479,872	22,332,474
Non-Interest Income Growth (YoY)	14.48%	8.90%	3.07%	0.36%	5.14%	6.35%
Revenues Before Loan Losses	112,841,532	111,996,661	106,551,054	98,500,820	87,469,381	78,468,049
Provision for Loan Losses	4,212,290	4,011,047	2,034,453	1,056,192	4,526,619	9,323,995
Revenue	108,629,242	107,985,614	104,516,601	97,444,628	82,942,762	69,144,054
Revenue Growth (YoY)	3.17%	3.32%	7.26%	17.48%	19.96%	8.83%
Salaries and Employee Benefits	17,634,160	17,780,770	17,444,242	16,197,811	13,651,458	13,487,127
Selling, General & Administrative	16,665,613	16,539,408	16,611,316	17,079,160	15,245,881	13,320,746
Other Non-Interest Expense	2,447,183	2,404,560	2,243,193	3,987,900	3,578,390	3,495,007
Total Non-Interest Expense	36,746,956	36,724,738	36,298,751	37,264,871	32,475,729	30,302,880
EBT Excluding Unusual Items	71,882,286	71,260,876	68,217,850	60,179,757	50,467,033	38,841,174
Pretax Income	71,882,286	71,260,876	68,217,850	60,179,757	50,467,033	38,841,174
Income Tax Expense	13,776,384	13,697,783	13,366,576	11,521,662	9,711,461	7,401,015
Earnings From Continuing Operations	58,105,902	57,563,093	54,851,274	48,658,095	40,755,572	31,440,159
Minority Interest in Earnings	-30,623	-25,806	-14,969	-18,973	-19,850	-17,499
Net Income	58,075,279	57,537,287	54,836,305	48,639,122	40,735,722	31,422,660
Net Income to Common	58,075,279	57,537,287	54,836,305	48,639,122	40,735,722	31,422,660
Net Income Growth	3.52%	4.93%	12.74%	19.40%	29.64%	15.82%
Basic Shares Outstanding	123,149	123,245	123,275	123,275	123,275	123,275
Diluted Shares Outstanding	123,149	123,245	123,275	123,275	123,275	123,275
Shares Change (YoY)	-0.10%	-0.02%	-	-	-	-
EPS (Basic)	471.58	466.85	444.83	394.56	330.45	254.90
EPS (Diluted)	470.85	466.85	444.83	394.56	330.00	254.90
EPS Growth	3.46%	4.95%	12.74%	19.56%	29.46%	15.86%
Dividend Per Share	336.000	336.000	300.000	270.000	205.000	145.000
Dividend Growth	12.00%	12.00%	11.11%	31.71%	41.38%	36.79%
Effective Tax Rate	19.16%	19.22%	19.59%	19.14%	19.24%	19.05%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.