PT Bank Central Asia Tbk Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	50,668,055	39,780,282	49,073,750	31,777,383	56,311,333	111,482,987
Investment Securities	445,591,707	415,376,441	372,655,730	405,889,922	404,037,522	382,183,764
Trading Asset Securities	24,828,349	35,320,959	21,524,617	15,058,660	2,233,129	2,447,163
Total Investments	470,420,056	450,697,400	394,180,347	420,948,582	406,270,651	384,630,927
Gross Loans	1,048,223,651	1,011,024,093	938,026,111	827,729,749	722,762,795	649,378,884
Allowance for Loan Losses	-31,647,449	-30,764,952	-33,502,146	-34,065,670	-34,848,196	-33,286,164
Other Adjustments to Gross Loans	-	-5,680,391	-6,911,591	-6,464,484	-5,378,077	-5,875,317
Net Loans	1,016,576,202	974,578,750	897,612,374	787,199,595	682,536,522	610,217,403
Property, Plant & Equipment	28,244,450	28,473,684	28,250,624	26,824,744	24,709,372	22,169,299
Goodwill	1,158,201	1,158,201	1,158,201	1,158,201	1,158,201	1,158,201
Other Intangible Assets	557,529	620,571	647,438	406,572	408,919	424,091
Accrued Interest Receivable	9,218,087	9,165,894	8,302,911	7,289,568	6,353,832	5,023,327
Other Receivables	5,670,131	3,499,738	3,906,220	7,101,550	430,235	771,192
Restricted Cash	43,823,593	47,768,278	36,408,142	92,617,705	104,110,295	65,785,161
Other Current Assets	17,202,810	13,974,174	15,235,340	18,521,927	16,078,330	11,601,304
Long-Term Deferred Tax Assets	6,200,154	5,852,206	5,495,208	7,451,236	7,321,331	5,525,516
Other Real Estate Owned & Foreclosed	2,109,280	2,250,820	1,859,220	1,707,367	1,616,757	1,401,658
Other Long-Term Assets	8,730,788	9,008,538	7,171,553	5,102,580	7,425,896	8,153,614
Total Assets	1,660,579,336	1,586,828,536	1,449,301,328	1,408,107,010	1,314,731,674	1,228,344,680

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	128,777	225,453	212,678	184,511	145,432	243,346
Interest Bearing Deposits	1,277,895,542	1,242,492,315	1,127,781,644	1,104,039,597	1,041,213,849	980,243,977
Total Deposits	1,277,895,542	1,242,492,315	1,127,781,644	1,104,039,597	1,041,213,849	980,243,977
Short-Term Borrowings	49,730,531	97,406	1,588,609	1,177,545	639,235	227,183
Current Portion of Long-Term Debt	1,476,207	2,047,436	2,381,182	1,343,605	1,107,042	1,281,352
Current Income Taxes Payable	1,463,416	2,717,737	413,677	1,543,399	2,228,437	1,576,314
Accrued Interest Payable	283,477	252,056	290,439	337,755	193,006	230,715
Other Current Liabilities	14,387,144	10,812,733	11,299,797	16,815,994	17,415,303	14,645,051
Long-Term Debt	460,834	65,000	361,334	786,021	709,909	582,022
Long-Term Leases	353,732	283,587	302,470	237,344	289,169	331,425
Long-Term Unearned Revenue	4,066,351	3,989,879	3,758,457	2,835,855	2,265,011	2,076,875
Pension & Post-Retirement Benefits	10,323,527	9,993,233	9,097,709	9,032,072	7,521,225	7,257,098
Long-Term Deferred Tax Liabilities	-	-	-	-	9,740	-
Other Long-Term Liabilities	29,342,052	32,164,146	28,978,245	27,235,719	19,812,661	16,800,388
Total Liabilities	1,389,911,590	1,305,140,981	1,186,466,241	1,165,569,417	1,093,550,019	1,025,495,746

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	1,540,938	1,540,938	1,540,938	1,540,938	1,540,938	1,540,938
Additional Paid-In Capital	5,492,318	5,492,318	5,548,977	5,548,977	5,548,977	5,548,977
Retained Earnings	255,755,942	263,188,960	243,679,422	222,957,365	200,958,858	179,580,121
Treasury Stock	-3,461,527	-2,152,514	-	-	-	-
Comprehensive Income & Other	11,109,872	13,396,776	11,871,284	12,308,976	12,969,833	16,042,726
Total Common Equity	270,437,543	281,466,478	262,640,621	242,356,256	221,018,606	202,712,762
Minority Interest	230,203	221,077	194,466	181,337	163,049	136,172
Shareholders' Equity	270,667,746	281,687,555	262,835,087	242,537,593	221,181,655	202,848,934
Total Liabilities & Equity	1,660,579,336	1,586,828,536	1,449,301,328	1,408,107,010	1,314,731,674	1,228,344,680

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	52,021,304	2,493,429	4,633,595	3,544,515	2,745,355	2,421,982
Net Cash (Debt)	25,997,304	78,563,253	67,468,545	137,127,826	210,941,463	269,459,516
Net Cash Growth	-70.25%	16.44%	-50.80%	-34.99%	-21.72%	16.83%
Net Cash Per Share	211.28	637.46	547.30	1112.37	1711.14	2185.84
Filing Date Shares Outstanding	122,842	123,013	123,275	123,275	123,275	123,275
Total Common Shares Outstanding	122,842	123,013	123,275	123,275	123,275	123,275
Book Value Per Share	2201.51	2288.10	2130.53	1965.98	1792.89	1644.39
Tangible Book Value	268,721,813	279,687,706	260,834,982	240,791,483	219,451,486	201,130,470
Tangible Book Value Per Share	2187.54	2273.64	2115.88	1953.29	1780.18	1631.56