IDX:BBHI Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	1,751,429	1,486,931	1,328,943	767,672	353,211	162,126
Interest Paid on Deposits	398,541	369,429	292,188	140,443	157,893	114,535
Net Interest Income	1,352,888	1,117,502	1,036,755	627,229	195,318	47,590
Net Interest Income Growth (YoY)	23.14%	7.79%	65.29%	221.13%	310.42%	-44.91%
Gain (Loss) on Sale of Assets	-	-	-	-	44.09	10.93
Gain (Loss) on Sale of Investments	69,095	69,095	37,374	3,919	76,553	-
Other Non-Interest Income	410,144	260,291	85,201	129,601	29,284	4,351
Total Non-Interest Income	479,239	329,386	122,575	133,520	105,881	4,362
Non-Interest Income Growth (YoY)	138.58%	168.72%	-8.20%	26.10%	2327.47%	-93.59%
Revenues Before Loan Losses	1,832,127	1,446,888	1,159,330	760,749	301,199	51,952
Provision for Loan Losses	336,298	114,041	47,942	44,262	-2,997	-83,077
Revenue	1,495,828	1,332,847	1,111,388	716,487	304,196	135,029
Revenue Growth (YoY)	23.17%	19.93%	55.12%	135.53%	125.28%	104.26%
Salaries and Employee Benefits	197,522	172,023	144,556	73,307	48,027	50,496
Selling, General & Administrative	600,597	561,128	390,698	284,668	35,763	40,170
Other Non-Interest Expense	872.72	872.72	572.78	1,909	215.27	-
Total Non-Interest Expense	798,896	733,898	536,114	364,175	84,197	89,202
EBT Excluding Unusual Items	696,933	598,949	575,274	352,312	219,999	45,827
Pretax Income	696,933	598,949	575,274	352,312	219,999	45,827
Income Tax Expense	152,536	131,844	130,708	82,283	27,524	8,815
Net Income	544,397	467,106	444,566	270,029	192,475	37,011
Net Income to Common	544,397	467,106	444,566	270,029	192,475	37,011
Net Income Growth	33.32%	5.07%	64.64%	40.29%	420.04%	-
Basic Shares Outstanding	21,730	21,730	21,730	21,730	7,934	4,184
Diluted Shares Outstanding	21,730	21,730	21,730	21,730	7,934	4,184
Shares Change (YoY)	-	-	-	173.90%	89.60%	-
EPS (Basic)	25.05	21.50	20.46	12.43	24.26	8.85
EPS (Diluted)	25.05	21.50	20.46	12.43	24.26	8.85
EPS Growth	33.32%	5.07%	64.64%	-48.78%	174.28%	-
Dividend Per Share	10.740	10.740	-	-	-	-
Effective Tax Rate	21.89%	22.01%	22.72%	23.36%	12.51%	19.24%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.