PT Bank Negara Indonesia (Persero) Tbk (IDX:BBNI)

IDX:BBNI Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	10,326,925	52,405,697	89,622,654	29,369,960	124,657,856	91,835,819
Investment Securities	387,735,956	203,323,199	193,004,094	228,705,309	169,646,182	132,467,543
Trading Asset Securities	13,692,783	1,792,978	995,677	685,237	494,183	1,743,439
Total Investments	401,428,739	205,116,177	193,999,771	229,390,546	170,140,365	134,210,982
Gross Loans	812,194,787	791,053,922	718,396,335	669,927,568	604,629,062	608,131,905
Allowance for Loan Losses	-35,105,381	-38,737,348	-47,436,632	-50,506,897	-50,697,504	-44,350,887
Net Loans	777,089,406	752,316,574	670,959,703	619,420,671	553,931,558	563,781,018
Property, Plant & Equipment	30,253,275	30,408,236	27,764,856	26,548,893	26,882,982	27,362,400
Goodwill	-	727,786	727,786	727,786	-	-
Other Intangible Assets	742,482	15,528	16,637	24,525	-	-
Accrued Interest Receivable	-	4,764,476	4,331,026	3,848,918	3,057,796	2,382,329
Other Receivables	-	2,515,071	2,679,406	3,959,580	3,157,530	3,874,790
Restricted Cash	-	51,669,054	65,256,432	82,921,989	48,682,431	35,065,701
Other Current Assets	16,130,334	18,872,990	20,422,398	22,749,424	24,551,521	24,214,106
Long-Term Deferred Tax Assets	-	6,949,596	7,440,618	7,614,484	6,230,293	4,799,832
Other Real Estate Owned & Foreclosed	949,521	914,825	897,057	1,150,179	1,527,739	1,867,506
Other Long-Term Assets	32,565,755	3,065,926	2,436,287	1,995,867	1,808,148	1,646,725
Total Assets	1,269,486,437	1,129,805,637	1,086,663,986	1,029,836,868	964,837,692	891,337,425
Accrued Expenses	-	4,608,771	3,848,714	4,449,325	3,447,614	2,315,569
Interest Bearing Deposits	589,870,702	514,509,749	475,292,139	465,682,569	455,955,445	461,768,648
Non-Interest Bearing Deposits	344,455,229	309,458,931	349,872,697	318,830,976	287,590,175	227,055,690
Total Deposits	934,325,931	823,968,680	825,164,836	784,513,545	743,545,620	688,824,338
Short-Term Borrowings	13,275,354	12,116,602	1,222,382	775,131	109,948	414,280
Current Portion of Long-Term Debt	-	-	508,927	1,476,172	14,034,037	24,136
Current Portion of Leases	-	198,817	183,518	312,059	80,198	124,556
Current Income Taxes Payable	-	223,208	701,920	1,391,695	1,210,152	992,037
Accrued Interest Payable	-	1,216,660	1,145,545	893,932	538,846	453,009
Other Current Liabilities	3,560,488	14,160,801	19,272,028	16,361,743	13,517,519	16,060,189
Long-Term Debt	99,623,921	75,687,092	50,974,239	53,106,985	35,725,688	44,892,899
Long-Term Leases	-	805,396	1,103,851	834,068	1,201,378	1,145,520
Long-Term Unearned Revenue	-	582,568	436,658	537,348	576,546	88,912
Pension & Post-Retirement Benefits	-	3,916,575	4,481,296	3,722,884	3,908,739	5,209,042
Other Long-Term Liabilities	47,090,343	25,133,914	22,887,552	21,264,319	20,421,430	17,920,739
Total Liabilities	1,097,876,037	962,619,084	931,931,466	889,639,206	838,317,715	778,465,226
Common Stock	9,054,807	9,054,807	9,054,807	9,054,807	9,054,807	9,054,807
Additional Paid-In Capital	17,359,421	17,010,254	17,010,254	17,010,254	17,010,254	14,568,468
Retained Earnings	119,482,285	118,663,594	107,235,514	94,059,740	78,250,204	66,980,701
Treasury Stock	-	-	-179,960	-	-207,475	-79,449
Comprehensive Income & Other	18,603,809	17,728,926	17,010,399	15,690,914	19,630,582	19,667,993
Total Common Equity	164,500,322	162,457,581	150,131,014	135,815,715	123,738,372	110,192,520
Minority Interest	7,110,078	4,728,972	4,601,506	4,381,947	2,781,605	2,679,679
Shareholders' Equity	171,610,400	167,186,553	154,732,520	140,197,662	126,519,977	112,872,199
Total Liabilities & Equity	1,269,486,437	1,129,805,637	1,086,663,986	1,029,836,868	964,837,692	891,337,425
Total Debt	112,899,275	88,807,907	53,992,917	56,504,415	51,151,249	46,601,391
Net Cash (Debt)	87,314,746	-25,274,094	53,518,738	41,751,369	96,897,511	58,569,233
Net Cash Growth	-	-	28.18%	-56.91%	65.44%	63.86%
Net Cash Per Share	2339.92	-677.78	1436.48	1120.04	2601.95	1571.71
Filing Date Shares Outstanding	37,369	37,257	37,257	37,297	37,248	37,258
Total Common Shares Outstanding	37,369	37,257	37,257	37,297	37,248	37,258
Book Value Per Share	4402.02	4360.48	4029.63	3641.43	3322.02	2957.54
Tangible Book Value	163,757,840	161,714,267	149,386,591	135,063,404	123,738,372	110,192,520
Tangible Book Value Per Share	4382.15	4340.53	4009.65	3621.26	3322.02	2957.54

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.