PT Bank Negara Indonesia (Persero) Tbk (IDX:BBNI)
Indonesia · Delayed Price · Currency is IDR 3,530.00
-20.00 (-0.56%)
Jul 31, 2026, 11:29 AM WIB
[Name] Financials Overview
Financials in millions IDR. Fiscal year is January - December.
Millions IDR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 50,762,185 | 49,812,992 | 49,659,931 | 48,521,235 | 46,177,918 | 34,987,365 |
Revenue Growth | 1.62% | 0.31% | 2.35% | 5.08% | 31.99% | 25.42% |
Net Income Net Income Growth | 20,320,994 | 20,040,703 | 21,463,599 | 20,909,476 | 18,312,054 | 10,898,518 |
Earnings Per Share EPS Growth | 544.84 | 537.32 | 575.59 | 561.23 | 491.25 | 292.65 |
EPS Growth | -5.56% | -6.65% | 2.56% | 14.24% | 67.86% | 232.45% |
Revenue by Segment
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Commercial Banking Commercial Banking Growth | 11,999,056 | 10,706,884 | 10,133,089 | - | - | - |
Consumer Banking Consumer Banking Growth | 18,678,453 | 18,915,426 | 19,657,467 | - | - | 16,959,851 |
Adjustment and Elimination Adjustment and Elimination Growth | -440,344 | -470,303 | -203,577 | -566,715 | -863,175 | -484,267 |
Subsidiaries Subsidiaries Growth | 1,905,514 | 2,090,208 | 2,563,515 | 3,037,598 | 2,582,654 | 2,313,171 |
Treasury & International Treasury & International Growth | 5,376,224 | 5,555,822 | 4,557,126 | - | - | - |
Corporate Banking Corporate Banking Growth | 14,214,957 | 13,572,169 | 15,406,403 | - | - | - |
Institutional Banking Institutional Banking Growth | 2,327,303 | 2,438,438 | 2,679,833 | 1,958,821 | 1,021,731 | 5,075,619 |
Head Office Head Office Growth | 2,086,371 | 2,443,336 | 891,258 | 968,289 | 1,561,287 | 1,223,839 |
Total Total Growth | 56,147,534 | 55,251,980 | 55,685,114 | 53,551,001 | 49,958,004 | 37,568,236 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 111,583,054 | 85,803,221 | 63,533,813 | 107,511,655 | 98,255,784 | 148,048,760 |
Total Debt Total Debt Growth | 79,809,694 | 83,211,055 | 88,807,907 | 53,992,917 | 56,504,415 | 51,151,249 |
Net Cash (Debt) Net Cash Growth | 31,773,360 | 2,592,166 | -25,274,094 | 53,518,738 | 41,751,369 | 96,897,511 |
Net Cash Growth | - | - | - | 28.18% | -56.91% | 65.44% |
Net Cash Per Share Net Cash Per Share Growth | 851.89 | 69.50 | -677.78 | 1436.48 | 1120.04 | 2601.95 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -148,624,336 | -125,235,496 | -64,652,894 | -27,717,922 | -12,823,223 | 10,528,180 |
Capital Expenditures CapEx Growth | -3,462,659 | -2,914,964 | -3,106,669 | -2,355,060 | -2,441,525 | -1,850,402 |
Free Cash Flow Free Cash Flow Growth | -152,086,995 | -128,150,460 | -67,759,563 | -30,072,982 | -15,264,748 | 8,677,778 |
Free Cash Flow Growth | - | - | - | - | - | -17.45% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 40.03% | 40.23% | 43.22% | 43.09% | 39.66% | 31.15% |
FCF Margin | -299.61% | -257.26% | -136.45% | -61.98% | -33.06% | 24.80% |
| Fiscal Year | Current | FY 2025 | FY 2024 |
|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 |
Dividend Per Share Dividend Per Share Growth | 374.057 | - | 374.058 |
Dividend Per Share Growth | -6.59% | - | - |
Dividend Yield | 10.54% | - | 10.18% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.52 | 8.12 | 7.55 | 9.64 | 9.40 | 11.50 |
Forward PE | 6.15 | 7.15 | 6.91 | 8.56 | 8.71 | 9.28 |
P/FCF Ratio | - | - | - | - | - | 14.44 |
PS Ratio | 2.61 | 3.27 | 3.26 | 4.15 | 3.73 | 3.58 |