IDX:BBNI Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	78,234,539	69,394,154	66,583,110	61,471,696	54,658,681	50,025,887
Interest Paid on Deposits	33,916,035	29,060,959	26,102,905	20,196,023	13,337,989	11,779,156
Net Interest Income	44,318,504	40,333,195	40,480,205	41,275,673	41,320,692	38,246,731
Net Interest Income Growth	9.99%	-0.36%	-1.93%	-0.11%	8.04%	2.95%
Gain (Loss) on Sale of Investments	5,060,240	3,027,395	1,913,801	1,253,245	1,347,383	1,715,456
Gain (Loss) on Sale of Equity Investments	1,661,982	1,627,444	1,522,798	1,327,868	1,083,052	698,334
Other Non-Interest Income	13,728,011	14,549,328	13,953,689	13,860,851	13,940,683	12,623,995
Total Non-Interest Income	20,450,233	19,204,167	17,390,288	16,441,964	16,371,118	15,037,785
Non-Interest Income Growth	12.91%	10.43%	5.77%	0.43%	8.87%	12.77%
Revenues Before Loan Losses	64,768,737	59,537,362	57,870,493	57,717,637	57,691,810	53,284,516
Provision for Loan Losses	11,113,830	9,724,370	8,210,562	9,196,402	11,513,892	18,297,151
Revenue	53,654,907	49,812,992	49,659,931	48,521,235	46,177,918	34,987,365
Revenue Growth	8.47%	0.31%	2.35%	5.08%	31.99%	25.42%
Salaries and Employee Benefits	16,119,772	14,529,204	13,781,507	12,818,716	12,444,038	11,183,076
Federal Deposit Insurance	1,703,849	1,703,849	1,567,476	1,476,244	1,411,806	1,293,463
Selling, General & Administrative	10,507,177	10,582,427	10,128,973	10,259,622	9,907,397	9,686,610
Other Non-Interest Expense	4,642,957	4,040,876	3,634,270	3,208,030	3,283,042	2,625,611
Total Non-Interest Expense	32,989,016	30,854,517	29,116,023	27,896,210	27,258,430	25,005,057
EBT Excluding Unusual Items	20,665,891	18,958,475	20,543,908	20,625,025	18,919,488	9,982,308
Asset Writedown	5,438,988	5,438,988	6,025,183	5,029,766	3,780,086	2,580,871
Other Unusual Items	-	-	-	-15,053	-11,984	-12,192
Pretax Income	26,104,879	24,397,463	26,569,091	25,639,738	22,686,708	12,550,987
Income Tax Expense	5,076,185	4,286,423	4,899,694	4,533,510	4,204,928	1,573,936
Earnings From Continuing Operations	21,028,694	20,111,040	21,669,397	21,106,228	18,481,780	10,977,051
Minority Interest in Earnings	12,965	-70,337	-205,798	-196,752	-169,726	-78,533
Net Income	21,041,659	20,040,703	21,463,599	20,909,476	18,312,054	10,898,518
Net Income to Common	21,041,659	20,040,703	21,463,599	20,909,476	18,312,054	10,898,518
Net Income Growth	3.81%	-6.63%	2.65%	14.18%	68.02%	232.23%
Basic Shares Outstanding	37,286	37,297	37,290	37,257	37,277	37,240
Diluted Shares Outstanding	37,286	37,297	37,290	37,257	37,277	37,240
Shares Change	-0.04%	0.02%	0.09%	-0.05%	0.10%	-0.07%
EPS (Basic)	564.34	537.32	575.59	561.23	491.25	292.65
EPS (Diluted)	564.34	537.32	575.59	561.23	491.25	292.65
EPS Growth	3.85%	-6.65%	2.56%	14.24%	67.86%	232.45%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	374.058	-	-	-
Dividend Growth	-	-	-	-	-	-
Effective Tax Rate	19.45%	17.57%	18.44%	17.68%	18.54%	12.54%