IDX:BBSI Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	1,898,232	1,083,829	436,897	162,927	122,610	93,943
Interest Paid on Deposits	342,478	118,766	7,615	22,592	20,085	31,575
Net Interest Income	1,555,753	965,063	429,282	140,335	102,524	62,368
Net Interest Income Growth (YoY)	86.21%	124.81%	205.90%	36.88%	64.39%	30.79%
Gain (Loss) on Sale of Assets	-21.24	85.33	193.85	185.43	1,071	118.86
Other Non-Interest Income	29,173	10,539	1,273	1,284	3,852	3,270
Total Non-Interest Income	29,152	10,624	1,466	1,469	4,923	3,389
Non-Interest Income Growth (YoY)	371.56%	624.49%	-0.20%	-70.15%	45.26%	175.91%
Revenues Before Loan Losses	1,584,905	975,688	430,748	141,804	107,447	65,757
Provision for Loan Losses	1,122,116	632,622	156,611	-927.51	609.9	1,063
Revenue	462,790	343,066	274,138	142,731	106,837	64,694
Revenue Growth (YoY)	33.32%	25.14%	92.06%	33.60%	65.14%	28.75%
Salaries and Employee Benefits	66,172	62,135	51,134	24,792	15,024	13,990
Selling, General & Administrative	180,577	100,980	49,720	18,934	7,150	5,169
Other Non-Interest Expense	21,029	11,918	1,126	244.96	216.62	217.01
Total Non-Interest Expense	278,149	182,729	101,886	46,122	22,753	19,578
EBT Excluding Unusual Items	184,641	160,337	172,252	96,609	84,084	45,116
Asset Writedown	-	-	-	-	552	-
Pretax Income	184,641	160,337	172,252	96,609	84,636	45,116
Income Tax Expense	41,624	36,277	39,682	21,797	18,918	9,940
Net Income	143,017	124,060	132,570	74,812	65,718	35,176
Net Income to Common	143,017	124,060	132,570	74,812	65,718	35,176
Net Income Growth	0.79%	-6.42%	77.20%	13.84%	86.83%	58.01%
Basic Shares Outstanding	3,675	3,675	3,675	3,307	3,027	2,369
Diluted Shares Outstanding	3,675	3,675	3,675	3,307	3,027	2,369
Shares Change (YoY)	-1.06%	-	11.11%	9.28%	27.78%	24.24%
EPS (Basic)	38.92	33.76	36.08	22.62	21.71	14.85
EPS (Diluted)	38.92	33.76	36.08	22.62	21.71	14.85
EPS Growth	1.87%	-6.42%	59.48%	4.17%	46.22%	27.18%
Effective Tax Rate	22.54%	22.63%	23.04%	22.56%	22.35%	22.03%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.