PT Krom Bank Indonesia Tbk (IDX:BBSI)

IDX:BBSI Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	1,242,670	729,031	628,388	159,586	304,003	118,242
Investment Securities	3,062,916	2,413,523	1,337,579	1,426,540	1,974,665	1,235,966
Total Investments	3,062,916	2,413,523	1,337,579	1,426,540	1,974,665	1,235,966
Gross Loans	11,203,665	8,717,583	4,282,336	1,896,524	828,249	936,287
Allowance for Loan Losses	-995,254	-907,176	-380,708	-153,655	-6,522	-7,720
Net Loans	10,208,411	7,810,407	3,901,628	1,742,869	821,727	928,567
Property, Plant & Equipment	176,414	179,486	167,180	160,989	178,382	171,286
Other Intangible Assets	76,078	84,219	44,056	15,082	2,493	2,390
Investments in Real Estate	-	-	-	-	12,144	12,144
Accrued Interest Receivable	147,194	119,874	56,151	32,593	8,035	4,032
Other Receivables	761,685	625,608	363,930	16,402	-	-
Other Current Assets	135,080	99,914	66,596	36,839	6,308	604.83
Long-Term Deferred Tax Assets	120,009	120,009	52,119	25,419	1,193	1,475
Other Real Estate Owned & Foreclosed	5,719	13,556	19,761	8,641	-	-
Other Long-Term Assets	6,786	18,769	14,059	13,451	4,639	2,843
Total Assets	15,942,961	12,214,396	6,651,448	3,638,413	3,313,590	2,477,550

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	39,348	25,955	22,075	14,393	6,240	6,703
Interest Bearing Deposits	12,004,644	8,413,429	3,159,828	347,559	233,307	387,435
Total Deposits	12,004,644	8,413,429	3,159,828	347,559	233,307	387,435
Current Income Taxes Payable	18,975	78,523	30,479	29,272	1,836	2,889
Accrued Interest Payable	121,491	62,350	27,438	1,473	340.47	493.21
Other Current Liabilities	103,926	95,051	53,769	31,901	6,525	4,660
Long-Term Leases	6,871	8,665	1,815	-	-	-
Long-Term Unearned Revenue	56,762	47,842	21,363	-	-	-
Pension & Post-Retirement Benefits	25,573	20,233	14,642	10,747	-	-
Total Liabilities	12,377,589	8,752,048	3,331,408	443,043	248,249	403,506

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	367,472	367,472	367,472	367,472	330,725	302,653
Additional Paid-In Capital	2,223,686	2,223,686	2,223,686	2,223,686	2,226,141	1,353,842
Retained Earnings	862,488	741,480	598,195	461,475	328,905	254,093
Comprehensive Income & Other	111,726	129,711	130,687	142,736	179,570	163,457
Shareholders' Equity	3,565,372	3,462,348	3,320,040	3,195,369	3,065,341	2,074,044
Total Liabilities & Equity	15,942,961	12,214,396	6,651,448	3,638,413	3,313,590	2,477,550

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	6,871	8,665	1,815	-	-	-
Net Cash (Debt)	1,235,799	1,510,353	1,069,670	1,374,032	2,099,186	1,344,281
Net Cash Growth	84.83%	41.20%	-22.15%	-34.54%	56.16%	753.30%
Net Cash Per Share	336.30	411.01	291.09	373.91	634.72	444.17
Filing Date Shares Outstanding	3,675	3,675	3,675	3,675	3,307	3,027
Total Common Shares Outstanding	3,675	3,675	3,675	3,675	3,307	3,027
Book Value Per Share	970.24	942.21	903.48	869.55	926.85	685.29
Tangible Book Value	3,489,295	3,378,129	3,275,984	3,180,287	3,062,848	2,071,654
Tangible Book Value Per Share	949.54	919.29	891.49	865.45	926.10	684.50

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 11, 2026

Data Sources Report a data error