PT Krom Bank Indonesia Tbk (IDX:BBSI)

IDX:BBSI Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	594,392	628,388	159,586	304,003	118,242	161,928
Investment Securities	1,650,716	1,337,579	1,426,540	1,974,665	1,235,966	191,309
Total Investments	1,650,716	1,337,579	1,426,540	1,974,665	1,235,966	191,309
Gross Loans	8,073,083	4,282,336	1,896,524	828,249	936,287	910,598
Allowance for Loan Losses	-692,230	-380,708	-153,655	-6,522	-7,720	-6,987
Net Loans	7,380,853	3,901,628	1,742,869	821,727	928,567	903,611
Property, Plant & Equipment	180,389	167,180	160,989	178,382	171,286	171,276
Other Intangible Assets	72,953	44,056	15,082	2,493	2,390	804.81
Investments in Real Estate	-	-	-	12,144	12,144	250
Accrued Interest Receivable	107,252	56,151	32,593	8,035	4,032	5,559
Other Receivables	498,976	363,930	16,402	-	-	-
Other Current Assets	24,078	66,596	36,839	6,308	604.83	5,996
Long-Term Deferred Tax Assets	52,119	52,119	25,419	1,193	1,475	-
Other Real Estate Owned & Foreclosed	15,749	19,761	8,641	-	-	-
Other Long-Term Assets	97,274	14,059	13,451	4,639	2,843	498.8
Total Assets	10,674,750	6,651,448	3,638,413	3,313,590	2,477,550	1,441,234
Accrued Expenses	31,488	22,075	14,393	6,240	6,703	6,931
Interest Bearing Deposits	6,978,102	3,158,776	347,559	233,307	387,435	415,397
Total Deposits	6,978,102	3,158,776	347,559	233,307	387,435	415,397
Short-Term Borrowings	-	-	-	-	-	4,390
Current Income Taxes Payable	16,418	30,479	29,272	1,836	2,889	2,631
Accrued Interest Payable	61,184	27,438	1,473	340.47	493.21	1,056
Other Current Liabilities	70,284	53,769	31,901	6,525	4,660	75.14
Long-Term Leases	9,506	1,815	-	-	-	-
Pension & Post-Retirement Benefits	19,158	14,642	10,747	-	-	-
Other Long-Term Liabilities	-	1,052	-	-	-	-0
Total Liabilities	7,227,257	3,331,408	443,043	248,249	403,506	432,252
Common Stock	367,472	367,472	367,472	330,725	302,653	302,653
Additional Paid-In Capital	2,223,686	2,223,686	2,223,686	2,226,141	1,353,842	396,581
Retained Earnings	724,280	598,195	461,475	328,905	254,093	177,919
Comprehensive Income & Other	132,055	130,687	142,736	179,570	163,457	131,829
Shareholders' Equity	3,447,493	3,320,040	3,195,369	3,065,341	2,074,044	1,008,983
Total Liabilities & Equity	10,674,750	6,651,448	3,638,413	3,313,590	2,477,550	1,441,234
Total Debt	9,506	1,815	-	-	-	4,390
Net Cash (Debt)	1,221,819	1,069,670	1,374,032	2,099,186	1,344,281	157,539
Net Cash Growth	6.19%	-22.15%	-34.54%	56.16%	753.30%	4.85%
Net Cash Per Share	332.49	291.09	373.91	634.72	444.17	66.51
Filing Date Shares Outstanding	3,675	3,675	3,675	3,307	3,027	3,027
Total Common Shares Outstanding	3,675	3,675	3,675	3,307	3,027	3,027
Book Value Per Share	938.16	903.48	869.55	926.85	685.29	333.38
Tangible Book Value	3,374,540	3,275,984	3,180,287	3,062,848	2,071,654	1,008,178
Tangible Book Value Per Share	918.31	891.49	865.45	926.10	684.50	333.11

Source: S&P Global Market Intelligence. Banks template. Financial Sources.