IDX:BBSI Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	3,099,046	2,280,328	1,083,829	436,897	162,927	122,610
Interest Paid on Deposits	629,400	427,719	118,766	7,615	22,592	20,085
Net Interest Income	2,469,646	1,852,609	965,063	429,282	140,335	102,524
Net Interest Income Growth	91.64%	91.97%	124.81%	205.90%	36.88%	64.39%
Gain (Loss) on Sale of Assets	193.85	193.85	85.33	193.85	185.43	1,071
Other Non-Interest Income	64,773	41,513	10,539	1,273	1,284	3,852
Total Non-Interest Income	64,967	41,707	10,624	1,466	1,469	4,923
Non-Interest Income Growth	178.80%	292.56%	624.49%	-0.20%	-70.15%	45.26%
Revenues Before Loan Losses	2,534,613	1,894,316	975,688	430,748	141,804	107,447
Provision for Loan Losses	1,853,165	1,404,244	632,622	156,611	-927.51	609.9
Revenue	681,448	490,072	343,066	274,138	142,731	106,837
Revenue Growth	64.67%	42.85%	25.14%	92.06%	33.60%	65.14%
Salaries and Employee Benefits	135,118	85,509	62,135	51,134	24,792	15,024
Selling, General & Administrative	273,989	200,557	100,980	49,720	18,934	7,150
Other Non-Interest Expense	24,939	17,767	11,918	1,126	244.96	216.62
Total Non-Interest Expense	435,851	305,774	182,729	101,886	46,122	22,753
EBT Excluding Unusual Items	245,597	184,297	160,337	172,252	96,609	84,084
Asset Writedown	-	-	-	-	-	552
Pretax Income	245,597	184,297	160,337	172,252	96,609	84,636
Income Tax Expense	54,499	41,013	36,277	39,682	21,797	18,918
Net Income	191,099	143,285	124,060	132,570	74,812	65,718
Net Income to Common	191,099	143,285	124,060	132,570	74,812	65,718
Net Income Growth	44.65%	15.50%	-6.42%	77.20%	13.84%	86.83%
Basic Shares Outstanding	3,675	3,675	3,675	3,675	3,307	3,027
Diluted Shares Outstanding	3,675	3,675	3,675	3,675	3,307	3,027
Shares Change	-	-	-	11.11%	9.28%	27.78%
EPS (Basic)	52.00	38.99	33.76	36.08	22.62	21.71
EPS (Diluted)	52.00	38.99	33.76	36.08	22.62	21.71
EPS Growth	44.65%	15.50%	-6.42%	59.48%	4.17%	46.22%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	22.19%	22.25%	22.63%	23.04%	22.56%	22.35%