PT Bank Tabungan Negara (Persero) Tbk (IDX:BBTN)

IDX:BBTN Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	6,725,199	17,598,698	12,715,899	34,890,205	16,107,998	30,535,725
Investment Securities	72,833,283	58,758,891	57,748,227	37,380,459	35,528,733	35,329,311
Trading Asset Securities	7,433,410	3,084,585	3,368,393	3,828,616	19,695,138	14,611,234
Total Investments	80,266,693	61,843,476	61,116,620	41,209,075	55,223,871	49,940,545
Gross Loans	418,111,164	400,576,087	357,972,932	333,698,141	298,281,704	274,835,291
Allowance for Loan Losses	-15,193,573	-15,314,236	-13,057,187	-15,591,964	-15,674,923	-14,435,760
Net Loans	402,917,591	385,261,851	344,915,745	318,106,177	282,606,781	260,399,531
Property, Plant & Equipment	10,600,639	10,508,728	9,176,131	8,117,812	6,353,803	5,736,791
Goodwill	527,705	527,705	-	-	-	-
Other Intangible Assets	764,444	725,563	122,009	-	-	-
Accrued Interest Receivable	13,318,955	12,222,824	11,518,574	11,526,687	10,750,302	9,173,536
Other Receivables	3,589,039	828,871	1,781,884	1,873,496	1,040,048	890,325
Restricted Cash	20,660,001	33,797,873	22,739,920	18,145,761	25,416,941	10,692,484
Other Current Assets	3,815,123	2,789,516	2,679,827	1,218,891	925,772	1,223,870
Long-Term Deferred Tax Assets	1,019,812	1,323,347	2,286,038	2,998,282	2,915,428	2,430,660
Other Real Estate Owned & Foreclosed	77,591	77,591	77,591	77,591	77,591	77,591
Other Long-Term Assets	740,605	130,860	142,507	185,057	270,228	224,875
Total Assets	545,161,326	527,793,420	469,614,502	438,749,736	402,148,312	371,868,311

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	428,374	835,649	417,988	905,939	925,738	792,241
Interest Bearing Deposits	401,439,319	405,638,316	352,520,263	322,682,723	297,250,267	273,283,553
Total Deposits	401,439,319	405,638,316	352,520,263	322,682,723	297,250,267	273,283,553
Short-Term Borrowings	6,164,444	349,076	3,409,426	-	-	517,738
Current Portion of Long-Term Debt	-	11,000,000	17,843,335	16,104,390	5,225,840	10,500,727
Current Income Taxes Payable	413,090	85,675	346,656	598,977	558,629	419,758
Accrued Interest Payable	504,693	502,372	668,667	654,751	632,000	503,036
Other Current Liabilities	2,939,452	2,415,647	3,194,502	3,461,683	7,661,433	3,609,470
Long-Term Debt	61,162,735	36,469,067	27,414,378	35,042,634	37,405,644	32,193,019
Long-Term Leases	216,644	150,684	165,706	186,696	167,633	126,348
Pension & Post-Retirement Benefits	1,525,540	1,771,409	1,349,111	1,279,342	1,073,511	858,695
Other Long-Term Liabilities	32,809,249	32,365,232	29,712,581	27,353,449	25,338,263	27,657,079
Total Liabilities	507,603,540	491,583,127	437,042,613	408,270,584	376,238,958	350,461,664

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	7,017,222	7,017,222	7,017,222	7,017,222	5,295,000	5,295,000
Additional Paid-In Capital	4,418,900	4,418,900	4,418,900	4,418,900	2,054,454	2,054,454
Retained Earnings	24,297,606	21,895,394	19,146,073	16,838,943	13,946,970	11,139,521
Comprehensive Income & Other	1,824,040	2,878,759	1,989,694	2,204,087	4,612,930	2,917,672
Total Common Equity	37,557,768	36,210,275	32,571,889	30,479,152	25,909,354	21,406,647
Minority Interest	18	18	-	-	-	-
Shareholders' Equity	37,557,786	36,210,293	32,571,889	30,479,152	25,909,354	21,406,647
Total Liabilities & Equity	545,161,326	527,793,420	469,614,502	438,749,736	402,148,312	371,868,311

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	67,543,823	47,968,827	48,832,845	51,333,720	42,799,117	43,337,832
Net Cash (Debt)	-44,924,442	-25,601,704	-32,572,928	-12,614,899	-5,561,791	3,407,452
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-3195.74	-1824.26	-2321.00	-899.65	-525.19	313.21
Filing Date Shares Outstanding	14,034	14,034	14,034	14,034	10,590	10,590
Total Common Shares Outstanding	14,034	14,034	14,034	14,034	10,590	10,590
Book Value Per Share	2676.11	2580.10	2320.85	2171.74	2446.59	2021.40
Tangible Book Value	36,265,619	34,957,007	32,449,880	30,479,152	25,909,354	21,406,647
Tangible Book Value Per Share	2584.04	2490.80	2312.16	2171.74	2446.59	2021.40

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 7, 2026

Data Sources Report a data error