IDX:BBTN Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	34,171,702	36,340,868	29,541,592	28,281,252	25,907,368	25,794,958
Interest Paid on Deposits	14,416,991	15,702,025	15,913,459	13,203,108	9,866,919	11,670,728
Net Interest Income	19,754,711	20,638,843	13,628,133	15,078,144	16,040,449	14,124,230
Net Interest Income Growth	9.52%	51.44%	-9.62%	-6.00%	13.57%	35.43%
Gain (Loss) on Sale of Investments	954,634	1,337,229	971,680	544,083	-510,210	741,297
Other Non-Interest Income	-291,097	-681,380	89,561	759,239	745,051	183,533
Total Non-Interest Income	663,537	655,849	1,061,241	1,303,322	234,841	924,830
Non-Interest Income Growth	-	-38.20%	-18.57%	454.98%	-74.61%	25.89%
Revenues Before Loan Losses	20,418,248	21,294,692	14,689,374	16,381,466	16,275,290	15,049,060
Provision for Loan Losses	2,875,508	5,164,662	642,742	2,831,206	3,585,787	3,322,667
Revenue	17,542,740	16,130,030	14,046,632	13,550,260	12,689,503	11,726,393
Revenue Growth	21.46%	14.83%	3.66%	6.78%	8.21%	27.73%
Salaries and Employee Benefits	3,174,352	3,034,096	2,900,777	2,487,383	2,236,249	2,090,501
Federal Deposit Insurance	920,549	846,272	729,685	656,774	599,991	619,667
Selling, General & Administrative	5,602,218	5,263,420	4,456,861	3,884,779	3,754,028	3,358,846
Other Non-Interest Expense	733,692	670,959	589,798	486,475	330,383	509,192
Total Non-Interest Expense	10,367,155	9,788,820	8,728,993	7,674,930	6,859,764	6,621,718
EBT Excluding Unusual Items	7,175,585	6,341,210	5,317,639	5,875,330	5,829,739	5,104,675
Asset Writedown	10,929	10,929	-	-	-	-
Legal Settlements	-	-	-	-	-	-418,931
Other Unusual Items	-1,935,744	-1,970,175	-1,544,798	-1,495,120	-1,954,049	-1,692,424
Pretax Income	5,250,770	4,381,964	3,772,841	4,380,210	3,875,690	2,993,320
Income Tax Expense	1,053,793	880,810	765,513	879,222	830,617	617,093
Net Income	4,196,977	3,501,154	3,007,328	3,500,988	3,045,073	2,376,227
Net Income to Common	4,196,977	3,501,154	3,007,328	3,500,988	3,045,073	2,376,227
Net Income Growth	30.67%	16.42%	-14.10%	14.97%	28.15%	48.30%
Basic Shares Outstanding	14,058	14,034	14,034	14,022	10,590	10,590
Diluted Shares Outstanding	14,058	14,034	14,034	14,022	10,590	10,879
Shares Change	0.34%	-	0.09%	32.41%	-2.66%	2.73%
EPS (Basic)	298.56	249.48	214.29	249.68	287.54	224.38
EPS (Diluted)	297.91	249.00	214.00	249.00	287.54	218.00
EPS Growth	30.10%	16.36%	-14.06%	-13.40%	31.90%	44.08%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	53.570	49.891	43.394	-
Dividend Growth	-	-	7.37%	14.97%	-	-
Effective Tax Rate	20.07%	20.10%	20.29%	20.07%	21.43%	20.62%