IDX:BCAP Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	2,113,752	1,991,711	1,902,152	1,685,672	1,559,124	1,649,458
Total Interest Expense	1,341,611	1,201,334	987,098	737,625	794,941	903,740
Net Interest Income	772,141	790,377	915,054	948,047	764,183	745,718
Brokerage Commission	158,234	105,684	208,688	266,398	285,028	27,262
Asset Management Fee	5,317	5,265	7,211	8,534	9,367	11,018
Gain on Sale of Investments (Rev)	55,060	98,266	85,468	95,446	139,401	111,871
Other Revenue	1,467,831	1,093,580	675,740	619,072	516,102	499,281
Revenue Before Loan Losses	2,458,583	2,093,172	1,892,161	1,937,497	1,714,081	1,395,150
Revenue	2,458,583	2,093,172	1,892,161	1,937,497	1,714,081	1,395,150
Revenue Growth (YoY)	23.52%	10.62%	-2.34%	13.03%	22.86%	-22.66%
Cost of Services Provided	2,024,904	1,669,490	1,608,355	1,611,350	1,482,323	1,502,481
Other Operating Expenses	-88,940	-57,244	-15,696	-107,995	-72,786	-294,207
Total Operating Expenses	1,935,964	1,612,246	1,592,659	1,503,355	1,409,537	1,208,274
Operating Income	522,619	480,926	299,502	434,142	304,544	186,876
Other Non-Operating Income (Expenses)	-20,781	-20,631	-20,669	-26,457	-29,486	-13,040
EBT Excluding Unusual Items	501,838	460,295	278,833	407,685	275,058	173,836
Asset Writedown	-74,138	-56,382	-109,392	-123,711	-83,660	-77,187
Gain (Loss) on Sale of Investments	-241,436	-241,436	-16,219	-8,263	-24,115	-5,837
Pretax Income	188,069	164,282	156,615	278,079	167,047	84,614
Income Tax Expense	26,042	38,244	79,030	130,071	19,877	19,089
Earnings From Continuing Ops.	162,027	126,038	77,585	148,008	147,170	65,525
Minority Interest in Earnings	-28,770	-33,665	-21,657	-11,634	-4,989	-3,447
Net Income	133,257	92,373	55,928	136,374	142,181	62,078
Net Income to Common	133,257	92,373	55,928	136,374	142,181	62,078
Net Income Growth	74.67%	65.16%	-58.99%	-4.08%	129.04%	32.68%
Shares Outstanding (Basic)	42,619	42,619	42,619	42,619	42,026	39,438
Shares Outstanding (Diluted)	42,619	42,619	42,619	42,619	42,026	39,438
Shares Change (YoY)	-	-	-	1.41%	6.56%	1.92%
EPS (Basic)	3.13	2.17	1.31	3.20	3.38	1.57
EPS (Diluted)	3.13	2.17	1.31	3.20	3.38	1.57
EPS Growth	74.68%	65.45%	-59.06%	-5.33%	115.29%	29.85%
Free Cash Flow	2,451,196	1,612,472	-965,302	889,470	1,677,567	1,674,993
Free Cash Flow Per Share	57.51	37.84	-22.65	20.87	39.92	42.47
Operating Margin	21.26%	22.98%	15.83%	22.41%	17.77%	13.40%
Profit Margin	5.42%	4.41%	2.96%	7.04%	8.29%	4.45%
Free Cash Flow Margin	99.70%	77.03%	-51.02%	45.91%	97.87%	120.06%
Effective Tax Rate	13.85%	23.28%	50.46%	46.77%	11.90%	22.56%
Revenue as Reported	3,819,498	3,326,470	2,954,296	2,849,448	2,735,142	2,657,232

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.