IDX:BCAP Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	2,171,897	2,154,540	1,991,711	1,902,152	1,685,672	1,559,124
Total Interest Expense	1,351,176	1,344,291	1,201,334	987,098	737,625	794,941
Net Interest Income	820,721	810,249	790,377	915,054	948,047	764,183
Brokerage Commission	320,211	326,330	105,684	208,688	266,398	285,028
Asset Management Fee	5,880	5,880	5,265	7,211	8,534	9,367
Gain on Sale of Investments (Rev)	23,571	23,571	99,420	85,468	95,446	139,401
Other Revenue	1,275,246	1,199,812	1,006,930	675,740	619,072	516,102
Revenue Before Loan Losses	2,445,629	2,365,842	2,007,676	1,892,161	1,937,497	1,714,081
Revenue	2,445,629	2,365,842	2,007,676	1,892,161	1,937,497	1,714,081
Revenue Growth (YoY)	15.89%	17.84%	6.11%	-2.34%	13.03%	22.86%
Cost of Services Provided	2,093,611	1,950,899	1,841,859	1,608,355	1,611,350	1,482,323
Other Operating Expenses	-104,146	-29,721	-71,227	-15,696	-107,995	-72,786
Total Operating Expenses	1,989,465	1,921,178	1,770,632	1,592,659	1,503,355	1,409,537
Operating Income	456,164	444,664	237,044	299,502	434,142	304,544
Other Non-Operating Income (Expenses)	-22,204	-21,510	-20,631	-20,669	-26,457	-29,486
EBT Excluding Unusual Items	433,960	423,154	216,413	278,833	407,685	275,058
Asset Writedown	-102,985	-113,709	-57,369	-109,392	-123,711	-83,660
Gain (Loss) on Sale of Investments	-	-	-	-16,219	-8,263	-24,115
Pretax Income	330,975	309,445	159,044	156,615	278,079	167,047
Income Tax Expense	41,570	31,515	38,244	79,030	130,071	19,877
Earnings From Continuing Ops.	289,405	277,930	120,800	77,585	148,008	147,170
Minority Interest in Earnings	-19,463	-21,884	-33,664	-21,657	-11,634	-4,989
Net Income	269,942	256,046	87,136	55,928	136,374	142,181
Net Income to Common	269,942	256,046	87,136	55,928	136,374	142,181
Net Income Growth	216.79%	193.85%	55.80%	-58.99%	-4.08%	129.04%
Shares Outstanding (Basic)	42,577	42,619	42,619	42,619	42,619	42,026
Shares Outstanding (Diluted)	42,577	42,619	42,619	42,619	42,619	42,026
Shares Change (YoY)	-0.13%	-	-	-	1.41%	6.56%
EPS (Basic)	6.34	6.01	2.04	1.31	3.20	3.38
EPS (Diluted)	6.34	6.01	2.04	1.31	3.20	3.38
EPS Growth	217.82%	193.85%	56.07%	-59.06%	-5.33%	115.29%
Free Cash Flow	1,082,617	992,111	1,612,472	-965,302	889,470	1,677,567
Free Cash Flow Per Share	25.43	23.28	37.84	-22.65	20.87	39.92
Operating Margin	18.65%	18.80%	11.81%	15.83%	22.41%	17.77%
Profit Margin	11.04%	10.82%	4.34%	2.96%	7.04%	8.29%
Free Cash Flow Margin	44.27%	41.94%	80.31%	-51.02%	45.91%	97.87%
Effective Tax Rate	12.56%	10.18%	24.05%	50.46%	46.77%	11.90%
Revenue as Reported	3,851,913	3,765,241	3,240,974	2,954,296	2,849,448	2,735,142

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.