IDX:BDMN Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	25,940,773	24,497,523	20,210,346	17,393,331	17,749,004
Interest Income on Investments	1,890	4,294	7,720	3,475	2,099
Total Interest Income	25,942,663	24,501,817	20,218,066	17,396,806	17,751,103
Interest Paid on Deposits	8,017,019	7,341,603	4,994,342	3,273,140	4,001,782
Net Interest Income	17,925,644	17,160,214	15,223,724	14,123,666	13,749,321
Net Interest Income Growth (YoY)	4.46%	12.72%	7.79%	2.72%	0.17%
Gain (Loss) on Sale of Assets	9,572	30,809	2,150	7,905	6,165
Gain (Loss) on Sale of Investments	717,577	321,312	278,368	330,408	282,788
Gain (Loss) on Sale of Equity Investments	35,003	32,686	16,015	43,196	38,431
Other Non-Interest Income	4,300,777	4,306,597	3,958,076	3,553,167	3,668,248
Total Non-Interest Income	5,062,929	4,691,404	4,254,609	3,934,676	3,995,632
Non-Interest Income Growth (YoY)	7.92%	10.27%	8.13%	-1.53%	-4.69%
Revenues Before Loan Losses	22,988,573	21,851,618	19,478,333	18,058,342	17,744,953
Provision for Loan Losses	4,347,592	4,854,858	3,666,916	3,245,561	5,764,152
Revenue	18,640,981	16,996,760	15,811,417	14,812,781	11,980,801
Revenue Growth (YoY)	9.67%	7.50%	6.74%	23.64%	5.29%
Salaries and Employee Benefits	7,293,041	6,822,421	6,140,831	5,665,252	5,258,496
Selling, General & Administrative	5,243,684	4,965,102	4,360,880	4,130,897	3,606,104
Other Non-Interest Expense	636,482	415,611	526,050	417,359	695,358
Total Non-Interest Expense	13,284,431	12,325,729	11,147,643	10,397,595	9,675,567
EBT Excluding Unusual Items	5,356,550	4,671,031	4,663,774	4,415,186	2,305,234
Asset Writedown	-13,260	-411	-2,087	-305	-1,096
Pretax Income	5,386,653	4,717,639	4,693,727	4,404,634	2,280,779
Income Tax Expense	1,192,416	1,022,635	1,035,682	975,000	613,092
Earnings From Continuing Operations	4,194,237	3,695,004	3,658,045	3,429,634	1,667,687
Minority Interest in Earnings	-223,526	-212,176	-154,163	-127,320	-96,216
Net Income	3,970,711	3,482,828	3,503,882	3,302,314	1,571,471
Net Income to Common	3,970,711	3,482,828	3,503,882	3,302,314	1,571,471
Net Income Growth	14.01%	-0.60%	6.10%	110.14%	55.96%
Basic Shares Outstanding	9,774	9,774	9,774	9,774	9,774
Diluted Shares Outstanding	9,774	9,774	9,774	9,774	9,774
EPS (Basic)	406.27	356.35	358.51	337.88	160.79
EPS (Diluted)	406.27	356.35	358.51	337.88	160.79
EPS Growth	14.01%	-0.60%	6.10%	110.14%	55.96%
Dividend Per Share	-	113.850	125.480	118.260	56.330
Dividend Growth	-	-9.27%	6.11%	109.94%	56.13%
Effective Tax Rate	22.14%	21.68%	22.07%	22.14%	26.88%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.