PT BFI Finance Indonesia Tbk (IDX:BFIN)
Indonesia · Delayed Price · Currency is IDR 905.00
-10.00 (-1.09%)
Aug 7, 2026, 4:10 PM WIB
IDX:BFIN Financials Overview
Financials in millions IDR. Fiscal year is January - December.
Millions IDR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 4,566,972 | 4,453,087 | 4,303,417 | 4,387,709 | 4,148,718 | 2,848,313 |
Revenue Growth | 3.79% | 3.48% | -1.92% | 5.76% | 45.66% | 17.27% |
Operating Income Operating Income Growth | 2,051,357 | 1,969,364 | 1,918,296 | 2,011,750 | 2,218,472 | 1,401,205 |
Net Income Net Income Growth | 1,648,521 | 1,581,841 | 1,564,811 | 1,643,888 | 1,806,680 | 1,131,293 |
Earnings Per Share EPS Growth | 107.59 | 102.74 | 104.05 | 109.31 | 120.65 | 75.60 |
EPS Growth | -1.34% | -1.25% | -4.81% | -9.40% | 59.59% | 61.25% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cars Cars Growth | 4,354,497 | 4,369,213 | 4,142,100 | 4,068,950 | 3,462,187 | 2,674,681 |
Motorcycles Motorcycles Growth | 1,100,266 | 1,023,564 | 961,415 | 1,186,692 | 1,104,184 | 723,726 |
Others Others Growth | 1,108,943 | 1,048,176 | 926,349 | 786,862 | 551,034 | 422,229 |
Total Total Growth | 6,563,706 | 6,440,953 | 6,029,864 | 6,042,504 | 5,117,405 | 3,820,636 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,579,777 | 1,635,317 | 1,641,780 | 1,796,316 | 1,176,311 | 969,182 |
Total Debt Total Debt Growth | 12,953,463 | 13,595,521 | 13,758,448 | 13,386,635 | 11,828,398 | 7,325,020 |
Net Cash (Debt) Net Cash Growth | -11,373,686 | -11,960,204 | -12,116,668 | -11,590,319 | -10,652,087 | -6,355,838 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -744.92 | -776.84 | -805.66 | -770.66 | -711.32 | -424.73 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 2,474,911 | 1,413,431 | 489,540 | 301,895 | -3,521,594 | 542,471 |
Capital Expenditures CapEx Growth | -124,761 | -132,581 | -97,512 | -192,943 | -164,033 | -99,446 |
Free Cash Flow Free Cash Flow Growth | 2,350,150 | 1,280,850 | 392,028 | 108,952 | -3,685,627 | 443,025 |
Free Cash Flow Growth | 1294.53% | 226.72% | 259.82% | - | - | -90.50% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 44.92% | 44.22% | 44.58% | 45.85% | 53.47% | 49.19% |
Pretax Margin | 44.99% | 44.31% | 44.77% | 46.16% | 53.96% | 49.54% |
Profit Margin | 36.10% | 35.52% | 36.36% | 37.47% | 43.55% | 39.72% |
FCF Margin | 51.46% | 28.76% | 9.11% | 2.48% | -88.84% | 15.55% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 70.000 | 70.000 | 60.000 | 55.000 | 60.000 | 17.000 |
Dividend Per Share Growth | 16.67% | 16.67% | 9.09% | -8.33% | 252.94% | -5.56% |
Dividend Yield | 7.65% | 10.52% | 7.25% | 5.52% | 7.22% | 1.91% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.50 | 6.65 | 9.08 | 11.02 | 8.74 | 15.54 |
Forward PE | 8.35 | 6.48 | 8.58 | 11.06 | 8.30 | 15.07 |
P/FCF Ratio | 5.74 | 8.21 | 36.25 | 166.33 | - | 39.69 |
PS Ratio | 2.96 | 2.36 | 3.30 | 4.13 | 3.81 | 6.17 |