IDX:BFIN Ratios and Metrics

Market cap in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 26, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	11,790,411	14,212,218	18,122,457	15,787,425	17,583,151	8,380,055
Market Cap Growth	-12.41%	-21.58%	14.79%	-10.21%	109.82%	-
PE Ratio	7.38	9.08	11.02	8.74	15.54	11.94
PS Ratio	2.67	3.30	4.13	3.81	6.17	3.45
PB Ratio	1.08	1.40	1.91	1.80	2.37	1.27
P/FCF Ratio	23.74	36.25	166.33	-	39.69	1.80
P/OCF Ratio	18.86	29.03	60.03	-	32.41	1.77
Debt / Equity Ratio	1.23	1.35	1.41	1.35	0.99	1.20
Debt / FCF Ratio	26.97	35.10	122.87	-	16.53	1.70
Net Debt / Equity Ratio	1.09	1.19	1.22	1.22	0.86	0.98
Net Debt / FCF Ratio	23.88	30.91	106.38	-2.89	14.35	1.39
Quick Ratio	2.50	2.91	2.65	2.93	19.46	22.40
Current Ratio	2.53	2.93	2.67	2.94	19.57	22.59
Asset Turnover	0.18	0.18	0.19	0.22	0.19	0.14
Return on Equity (ROE)	15.30%	15.90%	18.01%	22.32%	16.12%	11.06%
Return on Assets (ROA)	6.53%	6.37%	7.16%	9.62%	7.34%	4.09%
Return on Invested Capital (ROIC)	6.64%	6.65%	7.51%	10.13%	7.68%	4.30%
Earnings Yield	13.72%	11.01%	9.07%	11.44%	6.43%	8.37%
FCF Yield	4.21%	2.76%	0.60%	-23.34%	2.52%	55.64%
Dividend Yield	8.54%	6.89%	5.24%	6.86%	1.81%	4.13%
Payout Ratio	55.80%	52.86%	54.89%	31.59%	33.07%	25.60%
Buyback Yield / Dilution	-1.08%	-	-0.43%	-0.07%	-	-
Total Shareholder Return	7.45%	6.89%	4.81%	6.79%	1.81%	4.13%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.