IDX:BFIN Ratios and Metrics

Market cap in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	10,691,556	10,513,743	14,212,218	18,122,457	15,787,425	17,583,151
Market Cap Growth	-15.37%	-26.02%	-21.58%	14.79%	-10.21%	109.82%
PE Ratio	7.01	6.65	9.08	11.02	8.74	15.54
PS Ratio	2.40	2.36	3.30	4.13	3.81	6.17
PB Ratio	1.00	0.99	1.40	1.91	1.80	2.37
P/FCF Ratio	8.35	8.21	36.25	166.33	-	39.69
P/OCF Ratio	7.56	7.44	29.03	60.03	-	32.41
Debt / Equity Ratio	1.28	1.28	1.35	1.41	1.35	0.99
Debt / FCF Ratio	10.61	10.61	35.10	122.87	-	16.53
Net Debt / Equity Ratio	1.12	1.12	1.19	1.22	1.22	0.86
Net Debt / FCF Ratio	9.34	9.34	30.91	106.38	-2.89	14.35
Quick Ratio	2.40	2.40	2.91	2.65	2.93	19.46
Current Ratio	2.42	2.42	2.94	2.67	2.94	19.57
Asset Turnover	0.18	0.18	0.18	0.19	0.22	0.19
Return on Equity (ROE)	15.18%	15.18%	15.90%	18.01%	22.32%	16.12%
Return on Assets (ROA)	6.25%	6.25%	6.37%	7.16%	9.62%	7.34%
Return on Invested Capital (ROIC)	6.50%	6.55%	6.65%	7.51%	10.13%	7.68%
Earnings Yield	14.80%	15.04%	11.01%	9.07%	11.44%	6.43%
FCF Yield	11.98%	12.18%	2.76%	0.60%	-23.34%	2.52%
Dividend Yield	9.31%	-	6.89%	5.24%	6.86%	1.81%
Payout Ratio	63.28%	63.28%	52.86%	54.89%	31.59%	33.07%
Buyback Yield / Dilution	-2.37%	-2.37%	-	-0.43%	-0.07%	-
Total Shareholder Return	6.93%	-2.37%	6.89%	4.81%	6.79%	1.81%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.