PT BFI Finance Indonesia Tbk (IDX:BFIN)

IDX:BFIN Statistics

Total Valuation

IDX:BFIN has a market cap or net worth of IDR 11.51 trillion.

Market Cap	11.51T
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, July 25, 2025.

Earnings Date	Jul 25, 2025
Ex-Dividend Date	May 21, 2025

Share Statistics

IDX:BFIN has 15.04 billion shares outstanding.

Current Share Class	15.04B
Shares Outstanding	15.04B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	2.59%
Owned by Institutions (%)	7.44%
Float	6.96B

Valuation Ratios

The trailing PE ratio is 7.02 and the forward PE ratio is 6.83.

PE Ratio	7.02
Forward PE	6.83
PS Ratio	2.61
PB Ratio	1.09
P/TBV Ratio	1.11
P/FCF Ratio	68.27
P/OCF Ratio	42.79
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 2.64, with a Debt / Equity ratio of 1.31.

Current Ratio	2.64
Quick Ratio	2.60
Debt / Equity	1.31
Debt / EBITDA	n/a
Debt / FCF	81.89
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.25%.

Return on Equity (ROE)	16.25%
Return on Assets (ROA)	6.61%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	771.45M
Profits Per Employee	287.74M
Employee Count	5,743
Asset Turnover	0.18
Inventory Turnover	n/a

Taxes

In the past 12 months, IDX:BFIN has paid 381.95 billion in taxes.

Income Tax	381.95B
Effective Tax Rate	18.88%

Stock Price Statistics

The stock price has decreased by -10.53% in the last 52 weeks. The beta is 0.77, so IDX:BFIN's price volatility has been lower than the market average.

Beta (5Y)	0.77
52-Week Price Change	-10.53%
50-Day Moving Average	830.90
200-Day Moving Average	873.88
Relative Strength Index (RSI)	43.05
Average Volume (20 Days)	8,696,470

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, IDX:BFIN had revenue of IDR 4.40 trillion and earned 1.64 trillion in profits. Earnings per share was 109.05.

Revenue	4.40T
Gross Profit	4.26T
Operating Income	2.02T
Pretax Income	2.02T
Net Income	1.64T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	109.05

Balance Sheet

The company has 1.33 trillion in cash and 13.80 trillion in debt, giving a net cash position of -12,470.74 billion or -829.21 per share.

Cash & Cash Equivalents	1.33T
Total Debt	13.80T
Net Cash	-12,470.74B
Net Cash Per Share	-829.21
Equity (Book Value)	10.52T
Book Value Per Share	699.22
Working Capital	15.11T

Cash Flow

In the last 12 months, operating cash flow was 268.87 billion and capital expenditures -100.34 billion, giving a free cash flow of 168.53 billion.

Operating Cash Flow	268.87B
Capital Expenditures	-100.34B
Free Cash Flow	168.53B
FCF Per Share	11.21

Margins

Gross margin is 96.70%, with operating and profit margins of 45.82% and 37.30%.

Gross Margin	96.70%
Operating Margin	45.82%
Pretax Margin	45.97%
Profit Margin	37.30%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	3.83%

Dividends & Yields

This stock pays an annual dividend of 60.00, which amounts to a dividend yield of 7.84%.

Dividend Per Share	60.00
Dividend Yield	7.84%
Dividend Growth (YoY)	9.09%
Years of Dividend Growth	n/a
Payout Ratio	54.98%
Buyback Yield	n/a
Shareholder Yield	7.84%
Earnings Yield	14.27%
FCF Yield	1.46%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 5, 2017. It was a forward split with a ratio of 10.

Last Split Date	Jun 5, 2017
Split Type	Forward
Split Ratio	10

Scores

Altman Z-Score	n/a
Piotroski F-Score	5