PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk (IDX: BJBR)

BJBR Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	14,340,419	13,287,106	12,816,082	12,425,703	11,879,228	12,011,703
Interest Paid on Deposits	8,699,243	7,194,587	5,227,996	5,313,916	6,123,414	6,008,924
Net Interest Income	5,641,176	6,092,519	7,588,086	7,111,787	5,755,814	6,002,779
Net Interest Income Growth (YoY)	-13.56%	-19.71%	6.70%	23.56%	-4.11%	-6.62%
Income From Trading Activities	138,944	86,529	49,315	325,132	424,289	58,092
Gain (Loss) on Sale of Investments	69,195	16,877	-92,808	-58,176	92,475	25,851
Other Non-Interest Income	2,670,580	2,431,010	2,044,861	1,789,908	1,435,784	742,507
Total Non-Interest Income	2,878,719	2,534,416	2,001,368	2,056,864	1,952,548	826,450
Non-Interest Income Growth (YoY)	23.71%	26.63%	-2.70%	5.34%	136.26%	10.72%
Revenues Before Loan Losses	8,519,895	8,626,935	9,589,454	9,168,651	7,708,362	6,829,229
Provision for Loan Losses	549,156	410,484	-141,428	234,156	-104,825	53,857
Revenue	7,970,739	8,216,451	9,730,882	8,934,495	7,813,187	6,775,372
Revenue Growth (YoY)	-10.12%	-15.56%	8.91%	14.35%	15.32%	-2.04%
Salaries and Employee Benefits	2,668,990	2,580,668	3,242,167	2,922,119	2,639,268	2,024,828
Selling, General & Administrative	2,898,112	2,955,461	2,985,253	2,861,367	2,609,557	2,415,163
Other Non-Interest Expense	518,675	531,597	654,604	552,394	352,236	275,888
Total Non-Interest Expense	6,095,948	6,090,084	6,895,264	6,346,913	5,645,159	4,797,410
EBT Excluding Unusual Items	1,874,791	2,126,367	2,835,618	2,587,582	2,168,028	1,977,962
Pretax Income	1,874,791	2,126,367	2,835,618	2,587,582	2,168,028	1,977,962
Income Tax Expense	388,644	445,190	590,336	568,928	478,032	413,470
Earnings From Continuing Operations	1,486,147	1,681,177	2,245,282	2,018,654	1,689,996	1,564,492
Minority Interest in Earnings	20,332	97,218	59,094	13,204	-2,778	-5,841
Net Income	1,506,479	1,778,395	2,304,376	2,031,858	1,687,218	1,558,651
Net Income to Common	1,506,479	1,778,395	2,304,376	2,031,858	1,687,218	1,558,651
Net Income Growth	-20.96%	-22.83%	13.41%	20.43%	8.25%	0.67%
Basic Shares Outstanding	10,522	10,521	10,521	9,839	9,839	9,839
Diluted Shares Outstanding	10,522	10,521	10,521	9,839	9,839	9,839
Shares Change (YoY)	0.00%	-	6.94%	-	-	-
EPS (Basic)	143.18	169.03	219.02	206.52	171.49	158.42
EPS (Diluted)	143.18	169.03	219.02	206.52	171.49	158.42
EPS Growth	-20.96%	-22.83%	6.05%	20.43%	8.25%	0.67%
Dividend Per Share	95.050	95.050	-	99.110	-	94.020
Dividend Growth	-	-	-	-	-	5.17%
Effective Tax Rate	20.73%	20.94%	20.82%	21.99%	22.05%	20.90%

Source: S&P Capital IQ. Banks template. Financial Sources.