PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk (IDX:BJBR)

IDX:BJBR Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	15,753,396	14,779,122	13,287,106	12,816,082	12,425,703	11,879,228
Interest Paid on Deposits	9,743,784	9,245,814	7,194,587	5,227,996	5,313,916	6,123,414
Net Interest Income	6,009,612	5,533,308	6,092,519	7,588,086	7,111,787	5,755,814
Net Interest Income Growth (YoY)	6.53%	-9.18%	-19.71%	6.70%	23.56%	-4.11%
Income From Trading Activities	331,739	146,329	86,529	49,315	325,132	424,289
Gain (Loss) on Sale of Investments	190,977	189,414	16,877	-92,808	-58,176	92,475
Other Non-Interest Income	2,907,904	2,737,812	2,431,010	2,044,861	1,789,908	1,435,784
Total Non-Interest Income	3,430,620	3,073,555	2,534,416	2,001,368	2,056,864	1,952,548
Non-Interest Income Growth (YoY)	19.17%	21.27%	26.63%	-2.70%	5.34%	136.26%
Revenues Before Loan Losses	9,440,232	8,606,863	8,626,935	9,589,454	9,168,651	7,708,362
Provision for Loan Losses	1,061,994	615,665	410,484	-141,428	234,156	-104,825
Revenue	8,378,238	7,991,198	8,216,451	9,730,882	8,934,495	7,813,187
Revenue Growth (YoY)	5.11%	-2.74%	-15.56%	8.91%	14.35%	15.32%
Salaries and Employee Benefits	2,999,743	2,781,486	2,580,668	3,242,167	2,922,119	2,639,268
Selling, General & Administrative	3,150,590	2,904,033	2,955,461	2,985,253	2,861,367	2,609,557
Other Non-Interest Expense	543,681	530,466	531,597	654,604	552,394	352,236
Total Non-Interest Expense	6,700,233	6,207,415	6,090,084	6,895,264	6,346,913	5,645,159
EBT Excluding Unusual Items	1,678,005	1,783,783	2,126,367	2,835,618	2,587,582	2,168,028
Pretax Income	1,678,005	1,783,783	2,126,367	2,835,618	2,587,582	2,168,028
Income Tax Expense	306,181	328,597	445,190	590,336	568,928	478,032
Earnings From Continuing Operations	1,371,824	1,455,186	1,681,177	2,245,282	2,018,654	1,689,996
Minority Interest in Earnings	-374,668	-85,723	97,218	59,094	13,204	-2,778
Net Income	997,156	1,369,463	1,778,395	2,304,376	2,031,858	1,687,218
Net Income to Common	997,156	1,369,463	1,778,395	2,304,376	2,031,858	1,687,218
Net Income Growth	-33.81%	-22.99%	-22.82%	13.41%	20.43%	8.25%
Basic Shares Outstanding	11,711	10,521	10,521	10,521	9,839	9,839
Diluted Shares Outstanding	11,711	10,521	10,521	10,521	9,839	9,839
Shares Change (YoY)	25.50%	-	-	6.94%	-	-
EPS (Basic)	85.15	130.16	169.03	219.02	206.52	171.49
EPS (Diluted)	85.15	130.16	169.03	219.02	206.52	171.49
EPS Growth	-47.26%	-22.99%	-22.82%	6.05%	20.43%	8.25%
Dividend Per Share	85.250	85.250	95.050	-	99.110	-
Dividend Growth	-10.31%	-10.31%	-	-	-	-
Effective Tax Rate	18.25%	18.42%	20.94%	20.82%	21.99%	22.05%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.