IDX:BJBR Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	17,093,000	14,779,122	13,287,106	12,816,082	12,425,703
Interest Paid on Deposits	9,582,000	9,245,814	7,194,587	5,227,996	5,313,916
Net Interest Income	7,511,000	5,533,308	6,092,519	7,588,086	7,111,787
Net Interest Income Growth (YoY)	35.74%	-9.18%	-19.71%	6.70%	23.56%
Income From Trading Activities	-	146,329	86,529	49,315	325,132
Gain (Loss) on Sale of Investments	-	189,414	16,877	-92,808	-58,176
Other Non-Interest Income	2,936,000	2,737,812	2,431,010	2,044,861	1,789,908
Total Non-Interest Income	2,936,000	3,073,555	2,534,416	2,001,368	2,056,864
Non-Interest Income Growth (YoY)	-4.47%	21.27%	26.63%	-2.70%	5.34%
Revenues Before Loan Losses	10,447,000	8,606,863	8,626,935	9,589,454	9,168,651
Provision for Loan Losses	1,382,000	615,665	410,484	-141,428	234,156
Revenue	9,065,000	7,991,198	8,216,451	9,730,882	8,934,495
Revenue Growth (YoY)	13.44%	-2.74%	-15.56%	8.91%	14.35%
Salaries and Employee Benefits	-	2,781,486	2,580,668	3,242,167	2,922,119
Selling, General & Administrative	-	2,904,033	2,955,461	2,985,253	2,861,367
Other Non-Interest Expense	7,081,000	530,466	531,597	654,604	552,394
Total Non-Interest Expense	7,106,000	6,207,415	6,090,084	6,895,264	6,346,913
EBT Excluding Unusual Items	1,959,000	1,783,783	2,126,367	2,835,618	2,587,582
Pretax Income	1,959,000	1,783,783	2,126,367	2,835,618	2,587,582
Income Tax Expense	375,000	328,597	445,190	590,336	568,928
Earnings From Continuing Operations	1,584,000	1,455,186	1,681,177	2,245,282	2,018,654
Minority Interest in Earnings	-431,000	-85,723	97,218	59,094	13,204
Net Income	1,153,000	1,369,463	1,778,395	2,304,376	2,031,858
Net Income to Common	1,153,000	1,369,463	1,778,395	2,304,376	2,031,858
Net Income Growth	-15.81%	-22.99%	-22.82%	13.41%	20.43%
Basic Shares Outstanding	10,521	10,521	10,521	10,521	9,839
Diluted Shares Outstanding	10,521	10,521	10,521	10,521	9,839
Shares Change (YoY)	-	-	-	6.94%	-
EPS (Basic)	109.59	130.16	169.03	219.02	206.52
EPS (Diluted)	109.59	130.16	169.03	219.02	206.52
EPS Growth	-15.81%	-22.99%	-22.82%	6.05%	20.43%
Dividend Per Share	-	85.250	95.050	-	99.110
Dividend Growth	-	-10.31%	-	-	-
Effective Tax Rate	19.14%	18.42%	20.94%	20.82%	21.99%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.