PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk (IDX:BJBR)
Indonesia flag Indonesia · Delayed Price · Currency is IDR
790.00
-5.00 (-0.63%)
Aug 11, 2026, 1:30 PM WIB

IDX:BJBR Financials Overview

Millions IDR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
9,283,4369,071,7307,991,1988,216,4519,730,8828,934,495
Revenue Growth
11.92%13.52%-2.74%-15.56%8.91%14.35%
Net Income
1,442,7051,152,8161,369,4631,778,3952,304,3762,031,858
Earnings Per Share
137.12109.57130.16169.03219.02206.52
EPS Growth
26.94%-15.82%-22.99%-22.82%6.05%20.43%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Conventional
8,384,8267,371,9186,817,8739,251,6308,540,525
Sharia
702,759614,457549,297572,060452,146
Elimination
-12,108872,445--
Total
9,087,5857,998,4838,239,6159,823,6908,992,671

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
21,871,61713,176,07013,378,2348,614,78617,184,63520,998,380
Total Debt
43,046,59142,359,61641,561,21630,585,68629,467,99818,495,513
Net Cash (Debt)
-21,174,974-29,183,546-28,182,982-21,970,900-12,283,3632,502,867
Net Cash Growth
------21.31%
Net Cash Per Share
-2012.55-2773.72-2678.62-2088.20-1167.46254.39

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
21,437,0278,226,996-15,018,292-2,519,379-21,944,385-3,279,474
Capital Expenditures
-467,215-491,323-414,679-489,544-422,910-156,892
Free Cash Flow
20,969,8127,735,673-15,432,971-3,008,923-22,367,295-3,436,366
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
15.54%12.71%17.14%21.64%23.68%22.74%
FCF Margin
225.88%85.27%-193.13%-36.62%-229.86%-38.46%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
85.250-85.25095.050-99.110
Dividend Per Share Growth
0.34%--10.31%---
Dividend Yield
10.72%-11.37%10.90%-11.37%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.807.356.996.806.146.46
Forward PE
4.524.984.985.445.686.42
P/FCF Ratio
0.401.10----
PS Ratio
0.900.931.201.471.451.47