IDX:BJBR Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	15,468,170	15,788,183	14,779,122	13,287,106	12,816,082	12,425,703
Interest Paid on Deposits	8,983,745	9,582,346	9,245,814	7,194,587	5,227,996	5,313,916
Net Interest Income	6,484,425	6,205,837	5,533,308	6,092,519	7,588,086	7,111,787
Net Interest Income Growth	13.21%	12.15%	-9.18%	-19.71%	6.70%	23.56%
Income From Trading Activities	340,371	407,813	146,329	86,529	49,315	325,132
Gain (Loss) on Sale of Investments	313,285	367,276	189,414	16,877	-92,808	-58,176
Other Non-Interest Income	3,365,038	3,250,135	2,737,812	2,431,010	2,044,861	1,789,908
Total Non-Interest Income	4,018,694	4,025,224	3,073,555	2,534,416	2,001,368	2,056,864
Non-Interest Income Growth	20.00%	30.96%	21.27%	26.63%	-2.70%	5.34%
Revenues Before Loan Losses	10,503,119	10,231,061	8,606,863	8,626,935	9,589,454	9,168,651
Provision for Loan Losses	1,219,683	1,159,331	615,665	410,484	-141,428	234,156
Revenue	9,283,436	9,071,730	7,991,198	8,216,451	9,730,882	8,934,495
Revenue Growth	11.92%	13.52%	-2.74%	-15.56%	8.91%	14.35%
Salaries and Employee Benefits	3,130,118	3,141,236	2,781,486	2,580,668	3,242,167	2,922,119
Selling, General & Administrative	3,020,389	3,250,952	2,904,033	2,955,461	2,985,253	2,861,367
Other Non-Interest Expense	754,022	695,900	530,466	531,597	654,604	552,394
Total Non-Interest Expense	6,958,748	7,112,835	6,207,415	6,090,084	6,895,264	6,346,913
EBT Excluding Unusual Items	2,324,688	1,958,895	1,783,783	2,126,367	2,835,618	2,587,582
Pretax Income	2,324,688	1,958,895	1,783,783	2,126,367	2,835,618	2,587,582
Income Tax Expense	460,468	374,769	328,597	445,190	590,336	568,928
Earnings From Continuing Operations	1,864,220	1,584,126	1,455,186	1,681,177	2,245,282	2,018,654
Minority Interest in Earnings	-421,515	-431,310	-85,723	97,218	59,094	13,204
Net Income	1,442,705	1,152,816	1,369,463	1,778,395	2,304,376	2,031,858
Net Income to Common	1,442,705	1,152,816	1,369,463	1,778,395	2,304,376	2,031,858
Net Income Growth	26.94%	-15.82%	-22.99%	-22.82%	13.41%	20.43%
Basic Shares Outstanding	10,521	10,521	10,521	10,521	10,521	9,839
Diluted Shares Outstanding	10,521	10,521	10,521	10,521	10,521	9,839
Shares Change	-0.00%	-	-	-	6.94%	-
EPS (Basic)	137.12	109.57	130.16	169.03	219.02	206.52
EPS (Diluted)	137.12	109.57	130.16	169.03	219.02	206.52
EPS Growth	26.94%	-15.82%	-22.99%	-22.82%	6.05%	20.43%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	85.250	95.050	-	99.110
Dividend Growth	-	-	-10.31%	-	-	-
Effective Tax Rate	19.81%	19.13%	18.42%	20.94%	20.82%	21.99%