IDX:BJBR Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4,929,000	12,421,045	8,613,497	11,698,332	17,865,381
Investment Securities	-	44,062,402	31,154,396	32,992,023	20,142,835
Trading Asset Securities	-	2,591	1,289	17,388	3,967
Total Investments	-	44,064,993	31,155,685	33,009,411	20,146,802
Gross Loans	140,712,000	146,763,359	125,772,477	116,623,849	102,884,741
Allowance for Loan Losses	-3,663,000	-2,771,061	-2,131,248	-1,791,686	-1,938,720
Net Loans	137,049,000	143,992,298	123,641,229	114,832,163	100,946,021
Property, Plant & Equipment	5,409,000	5,321,062	4,795,493	4,563,249	4,556,358
Goodwill	-	47,264	-	-	-
Accrued Interest Receivable	-	1,529,827	1,367,656	1,169,105	1,029,390
Other Receivables	-	121,378	191,333	162,968	167,469
Restricted Cash	12,019,000	8,778,253	14,879,767	13,032,593	11,900,072
Other Current Assets	57,117,000	3,088,532	3,098,566	2,209,902	1,260,325
Long-Term Deferred Tax Assets	-	253,736	62,046	189,749	118,601
Other Real Estate Owned & Foreclosed	-	52,155	56,954	63,998	37,011
Other Long-Term Assets	4,901,000	122,253	259,018	129,757	147,626
Total Assets	221,424,000	219,960,693	188,295,488	181,241,291	158,356,097
Accrued Expenses	-	416,689	447,426	580,796	521,032
Interest Bearing Deposits	152,968,000	153,860,342	136,720,724	131,856,271	122,412,259
Non-Interest Bearing Deposits	-	1,755,321	1,654,887	945,265	815,534
Total Deposits	152,968,000	155,615,663	138,375,611	132,801,536	123,227,793
Short-Term Borrowings	8,641,000	13,008,398	5,112,516	5,934,712	352,497
Current Portion of Long-Term Debt	-	4,525,717	6,152,280	5,102,846	9,875,366
Current Income Taxes Payable	-	172,388	82,472	139,733	131,537
Accrued Interest Payable	-	363,027	285,191	254,160	168,674
Other Current Liabilities	-	1,404,829	2,493,773	2,630,163	1,963,720
Long-Term Debt	28,166,000	23,468,985	18,808,383	17,981,539	7,678,340
Long-Term Leases	-	558,116	512,507	448,901	589,310
Long-Term Unearned Revenue	-	14,320	16,838	19,264	8,092
Pension & Post-Retirement Benefits	-	470,288	357,409	342,630	250,498
Other Long-Term Liabilities	14,606,000	303,572	202,064	259,025	505,205
Total Liabilities	204,381,000	200,321,992	172,846,470	166,495,305	145,272,064
Common Stock	17,043,000	2,630,361	2,630,361	2,630,361	2,459,697
Additional Paid-In Capital	-	1,812,876	1,812,876	1,812,876	1,058,541
Retained Earnings	-	10,204,469	9,408,723	8,733,346	7,471,750
Comprehensive Income & Other	-	1,643,261	1,707,917	1,582,492	2,046,386
Total Common Equity	17,043,000	16,290,967	15,559,877	14,759,075	13,036,374
Minority Interest	-	3,347,734	-110,859	-13,089	47,659
Shareholders' Equity	17,043,000	19,638,701	15,449,018	14,745,986	13,084,033
Total Liabilities & Equity	221,424,000	219,960,693	188,295,488	181,241,291	158,356,097
Total Debt	36,807,000	41,561,216	30,585,686	29,467,998	18,495,513
Net Cash (Debt)	-31,878,000	-28,182,982	-21,970,900	-12,283,363	2,502,867
Net Cash Growth	-	-	-	-	-21.31%
Net Cash Per Share	-3029.81	-2678.62	-2088.20	-1167.46	254.39
Filing Date Shares Outstanding	10,521	10,521	10,521	10,521	9,839
Total Common Shares Outstanding	10,521	10,521	10,521	10,521	9,839
Book Value Per Share	1619.83	1548.36	1478.87	1402.76	1325.00
Tangible Book Value	17,043,000	16,243,703	15,559,877	14,759,075	13,036,374
Tangible Book Value Per Share	1619.83	1543.87	1478.87	1402.76	1325.00

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.