IDX:BJBR Cash Flow Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	997,156	1,369,463	1,778,395	2,304,376	2,031,858	1,687,218
Depreciation & Amortization	490,562	442,959	333,579	304,928	337,436	289,709
Change in Trading Asset Securities	67,395	-1,302	16,099	-13,421	-3,967	-
Change in Income Taxes	-95,024	-2,102	10,165	9,235	-15,311	-247,953
Change in Other Net Operating Assets	-10,177,047	-17,535,158	-3,992,940	-24,328,091	-5,973,702	-20,683,786
Other Operating Activities	2,284,557	707,848	-664,677	-221,412	344,212	39,201
Operating Cash Flow	-6,432,401	-15,018,292	-2,519,379	-21,944,385	-3,279,474	-18,915,611
Capital Expenditures	-313,005	-414,679	-489,544	-422,910	-156,892	-404,603
Sale of Property, Plant and Equipment	255	-	1,293	-	-	-
Investment in Securities	-1,694,509	-7,835,122	-2,072,988	-99,969	-	-
Other Investing Activities	-1,326,637	543	685	-28,732	-255,892	7,137
Investing Cash Flow	-3,339,676	-8,255,038	-2,560,554	-607,142	-412,784	-397,466
Long-Term Debt Issued	-	20,932,018	8,279,249	13,449,516	3,734,923	4,483,087
Long-Term Debt Repaid	-	-17,891,076	-6,484,641	-7,959,831	-2,750,222	-1,347,202
Total Debt Repaid	-18,013,163	-17,891,076	-6,484,641	-7,959,831	-2,750,222	-1,347,202
Net Debt Issued (Repaid)	3,036,684	3,040,942	1,794,608	5,489,685	984,701	3,135,885
Issuance of Common Stock	-	-	-	923,345	-	-
Common Dividends Paid	-896,953	-1,000,063	-1,100,017	-1,042,780	-941,965	-925,044
Net Increase (Decrease) in Deposit Accounts	4,787,323	18,832,902	3,131,738	12,073,743	14,928,821	17,529,686
Other Financing Activities	-28,975	-32,888	-	-3,635	-6,079	-9,531
Financing Cash Flow	6,898,079	20,840,893	3,826,329	17,440,358	14,965,478	19,730,996
Foreign Exchange Rate Adjustments	136,894	142,493	14,095	23,825	58,686	54,658
Net Cash Flow	-2,737,104	-2,289,944	-1,239,509	-5,034,661	11,331,906	472,577
Free Cash Flow	-6,745,406	-15,432,971	-3,008,923	-22,367,295	-3,436,366	-19,320,214
Free Cash Flow Margin	-80.51%	-193.13%	-36.62%	-229.86%	-38.46%	-247.28%
Free Cash Flow Per Share	-575.98	-1466.81	-285.98	-2125.88	-349.27	-1963.68
Cash Interest Paid	9,210,497	8,731,867	6,800,492	4,898,216	5,099,889	5,758,693
Cash Income Tax Paid	307,772	330,188	449,549	563,340	480,846	349,418

Updated Nov 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.