PT Bank Pembangunan Daerah Jawa Timur Tbk (IDX: BJTM)

IDX: BJTM Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	7,863,003	7,357,284	6,882,651	6,655,168	6,088,742	5,839,016
Interest Paid on Deposits	2,447,781	2,316,184	1,965,595	1,977,487	2,031,472	1,839,415
Net Interest Income	5,415,222	5,041,100	4,917,056	4,677,681	4,057,270	3,999,601
Net Interest Income Growth (YoY)	11.85%	2.52%	5.12%	15.29%	1.44%	8.45%
Gain (Loss) on Sale of Assets	11,701	5,608	5,274	3,952	2,670	393
Gain (Loss) on Sale of Investments	10,328	8,698	2,757	131	-	-
Other Non-Interest Income	446,868	327,160	292,436	216,909	200,209	240,647
Total Non-Interest Income	662,893	535,462	484,947	393,771	365,486	396,400
Non-Interest Income Growth (YoY)	26.66%	10.42%	23.15%	7.74%	-7.80%	17.95%
Revenues Before Loan Losses	6,078,115	5,576,562	5,402,003	5,071,452	4,422,756	4,396,001
Provision for Loan Losses	826,274	566,872	348,006	402,532	512,696	292,292
Revenue	5,251,841	5,009,690	5,053,997	4,668,920	3,910,060	4,103,709
Revenue Growth (YoY)	6.00%	-0.88%	8.25%	19.41%	-4.72%	3.43%
Salaries and Employee Benefits	1,937,428	1,635,638	1,589,354	1,576,717	1,479,884	1,386,730
Selling, General & Administrative	1,175,603	1,158,956	1,209,075	1,062,502	679,973	675,492
Other Non-Interest Expense	395,119	343,359	306,711	231,021	229,001	242,075
Total Non-Interest Expense	3,530,027	3,116,947	3,023,948	2,730,946	2,402,693	2,239,576
EBT Excluding Unusual Items	1,721,814	1,892,743	2,030,049	1,937,974	1,507,367	1,864,133
Pretax Income	1,721,814	1,892,743	2,030,049	1,937,974	1,507,367	1,864,133
Income Tax Expense	416,412	422,638	487,225	414,904	18,405	487,628
Net Income	1,305,402	1,470,105	1,542,824	1,523,070	1,488,962	1,376,505
Net Income to Common	1,305,402	1,470,105	1,542,824	1,523,070	1,488,962	1,376,505
Net Income Growth	-8.98%	-4.71%	1.30%	2.29%	8.17%	9.22%
Basic Shares Outstanding	15,016	15,015	15,015	15,015	15,015	14,994
Diluted Shares Outstanding	15,016	15,015	15,015	15,015	15,015	14,994
Shares Change (YoY)	0.00%	-	-	-	0.14%	0.12%
EPS (Basic)	86.94	97.91	102.75	101.43	99.16	91.80
EPS (Diluted)	86.94	97.91	102.75	101.43	99.16	91.80
EPS Growth	-8.98%	-4.71%	1.30%	2.29%	8.02%	9.09%
Dividend Per Share	-	54.390	53.090	52.110	48.850	-
Dividend Growth	-	2.45%	1.88%	6.67%	-	-
Effective Tax Rate	24.18%	22.33%	24.00%	21.41%	1.22%	26.16%

Source: S&P Capital IQ. Banks template. Financial Sources.