IDX:BJTM Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	10,291,308	8,381,809	7,357,284	6,882,651	6,655,168
Interest Paid on Deposits	3,074,670	2,656,211	2,316,184	1,965,595	1,977,487
Net Interest Income	7,216,638	5,725,598	5,041,100	4,917,056	4,677,681
Net Interest Income Growth (YoY)	26.04%	13.58%	2.52%	5.12%	15.29%
Gain (Loss) on Sale of Assets	-	-	-	5,274	3,952
Gain (Loss) on Sale of Investments	-	-	-	2,757	131
Other Non-Interest Income	670,070	463,466	327,160	292,436	216,909
Total Non-Interest Income	896,669	675,953	521,156	484,947	393,771
Non-Interest Income Growth (YoY)	32.65%	29.70%	7.47%	23.16%	7.74%
Revenues Before Loan Losses	8,113,307	6,401,551	5,562,256	5,402,003	5,071,452
Provision for Loan Losses	1,770,696	1,131,310	566,872	348,006	402,532
Revenue	6,342,611	5,270,241	4,995,384	5,053,997	4,668,920
Revenue Growth (YoY)	20.35%	5.50%	-1.16%	8.25%	19.41%
Salaries and Employee Benefits	2,036,246	1,609,107	1,497,527	1,589,354	1,576,717
Selling, General & Administrative	1,612,195	1,467,496	1,289,816	1,209,075	1,062,502
Other Non-Interest Expense	654,173	536,637	353,000	306,711	231,021
Total Non-Interest Expense	4,249,968	3,587,524	3,102,641	3,023,948	2,730,946
EBT Excluding Unusual Items	2,092,643	1,682,717	1,892,743	2,030,049	1,937,974
Pretax Income	2,092,643	1,682,717	1,892,743	2,030,049	1,937,974
Income Tax Expense	475,450	386,899	422,638	487,225	414,904
Earnings From Continuing Operations	1,617,193	1,295,818	1,470,105	1,542,824	1,523,070
Minority Interest in Earnings	-71,675	-14,100	-	-	-
Net Income	1,545,518	1,281,718	1,470,105	1,542,824	1,523,070
Net Income to Common	1,545,518	1,281,718	1,470,105	1,542,824	1,523,070
Net Income Growth	20.58%	-12.81%	-4.71%	1.30%	2.29%
Basic Shares Outstanding	15,015	15,015	15,015	15,015	15,015
Diluted Shares Outstanding	15,015	15,015	15,015	15,015	15,015
EPS (Basic)	102.93	85.36	97.91	102.75	101.43
EPS (Diluted)	102.93	85.36	97.91	102.75	101.43
EPS Growth	20.58%	-12.81%	-4.71%	1.30%	2.29%
Dividend Per Share	-	54.710	54.390	53.090	52.110
Dividend Growth	-	0.59%	2.45%	1.88%	6.67%
Effective Tax Rate	22.72%	22.99%	22.33%	24.00%	21.41%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.