PT Bank QNB Indonesia Tbk (IDX:BKSW)

PT Bank QNB Indonesia Tbk Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,971,173	1,412,029	1,300,542	1,214,599	2,291,915	1,855,590
Investment Securities	1,744,987	2,160,025	3,367,154	3,586,209	3,304,623	2,269,534
Trading Asset Securities	12,879	3,269	11	108	1,307	5,741
Total Investments	1,757,866	2,163,294	3,367,165	3,586,317	3,305,930	2,275,275
Gross Loans	8,392,896	8,454,566	5,956,424	9,662,250	9,936,621	11,924,410
Allowance for Loan Losses	-449,440	-488,839	-507,139	-406,127	-321,175	-656,986
Net Loans	7,943,456	7,965,727	5,449,285	9,256,123	9,615,446	11,267,424
Property, Plant & Equipment	186,146	203,187	212,916	275,398	321,226	365,906
Other Intangible Assets	54,196	60,549	59,892	57,148	52,779	34,524
Accrued Interest Receivable	-	81,535	173,378	83,807	72,501	93,299
Other Receivables	-	-	-	10,661	89,544	-
Restricted Cash	261,986	410,213	543,920	919,797	472,517	517,632
Other Current Assets	88,595	46,399	26,130	210,427	33,696	156,474
Long-Term Deferred Tax Assets	229,154	249,124	280,354	272,500	280,285	374,275
Other Real Estate Owned & Foreclosed	-	245,287	306,360	820,551	1,128,475	1,296,916
Other Long-Term Assets	157,983	15,529	33,543	9,759	37,213	60,385
Total Assets	12,650,555	12,852,873	11,753,485	16,717,087	17,701,527	18,297,700
Accrued Expenses	210,938	120,374	120,838	107,794	103,161	398,465
Interest Bearing Deposits	7,563,438	7,664,369	6,341,035	10,611,926	12,022,967	11,972,961
Total Deposits	7,563,438	7,664,369	6,341,035	10,611,926	12,022,967	11,972,961
Short-Term Borrowings	351	103,648	386,889	1,000,090	1,001,256	1,065,636
Current Portion of Long-Term Debt	-	-	-	-	99,888	-
Current Portion of Leases	-	96,797	106,636	124,580	140,987	-
Accrued Interest Payable	-	24,578	22,797	35,458	34,210	-
Other Current Liabilities	28,081	14,856	12,848	62,126	100,425	129,058
Long-Term Debt	-	-	-	-	-	545,122
Pension & Post-Retirement Benefits	79,159	75,739	67,187	68,066	81,610	74,016
Total Liabilities	7,881,967	8,104,161	7,062,036	12,063,668	13,674,979	14,185,258
Common Stock	8,789,512	8,789,512	8,789,512	5,109,171	5,109,171	5,109,171
Retained Earnings	-3,996,197	-4,010,663	-4,068,066	-4,137,711	-3,745,004	-2,169,287
Comprehensive Income & Other	8,861	-30,137	-29,997	3,681,959	2,662,381	1,172,558
Shareholders' Equity	4,768,588	4,748,712	4,691,449	4,653,419	4,026,548	4,112,442
Total Liabilities & Equity	12,650,555	12,852,873	11,753,485	16,717,087	17,701,527	18,297,700
Total Debt	351	200,445	493,525	1,124,670	1,242,131	1,610,758
Net Cash (Debt)	1,983,701	1,214,853	3,784,230	3,162,259	3,401,860	1,233,261
Net Cash Growth	-	-67.90%	19.67%	-7.04%	175.84%	63.15%
Net Cash Per Share	56.27	34.55	128.47	191.56	166.46	60.35
Filing Date Shares Outstanding	35,158	35,158	35,158	20,437	20,437	20,437
Total Common Shares Outstanding	35,158	35,158	35,158	20,437	20,437	20,437
Book Value Per Share	135.63	135.07	133.44	227.70	197.03	201.23
Tangible Book Value	4,714,392	4,688,163	4,631,557	4,596,271	3,973,769	4,077,918
Tangible Book Value Per Share	134.09	133.35	131.74	224.90	194.44	199.54

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.