PT Bank QNB Indonesia Tbk Cash Flow Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-48,323	-48,323	55,638	69,249	-400,732	-1,578,777
Depreciation & Amortization	41,901	41,901	57,659	64,523	63,809	66,776
Other Amortization	12,078	12,078	11,641	-	-	-
Change in Other Net Operating Assets	-1,893,338	-1,244,199	-82,949	4,771,019	-768,401	-732,853
Other Operating Activities	174,742	247,613	156,940	-46,228	574,323	1,500,447
Operating Cash Flow	-1,712,940	-990,930	198,929	4,858,563	-531,001	-744,407
Operating Cash Flow Growth	-	-	-95.91%	-	-	-
Capital Expenditures	-23,188	-16,947	-42,309	-89	-5,539	-20,449
Sale of Property, Plant and Equipment	25	211	110	5,107	805	507
Investment in Securities	691,314	678,875	-1,770,076	124,169	428,028	150,275
Divestitures	16,375	16,375	-	-	-	-
Purchase / Sale of Intangibles	-12,328	-1,479	-7,942	-195	-604	-28,416
Other Investing Activities	55,743	55,743	23,800	-	-	-
Investing Cash Flow	727,941	732,778	-1,796,417	128,992	422,690	101,917
Short-Term Debt Repaid	-	-	-	-1,000,000	-	-60,000
Long-Term Debt Repaid	-	-26,940	-23,062	-24,148	-129,774	-460,658
Total Debt Repaid	-26,940	-26,940	-23,062	-1,024,148	-129,774	-520,658
Net Debt Issued (Repaid)	-26,940	-26,940	-23,062	-1,024,148	-129,774	-520,658
Issuance of Common Stock	-	-	-	67	1,000,000	1,500,000
Net Increase (Decrease) in Deposit Accounts	911,790	476,990	1,323,334	-4,270,891	-1,411,041	50,006
Other Financing Activities	-	-	-	-3,438	-	-
Financing Cash Flow	884,850	450,050	1,300,272	-5,298,410	-540,815	1,029,348
Foreign Exchange Rate Adjustments	-24,101	-40,345	-46,912	20,903	19,077	4,389
Net Cash Flow	-124,250	151,553	-344,128	-289,952	-630,049	391,247
Free Cash Flow	-1,736,128	-1,007,877	156,620	4,858,474	-536,540	-764,856
Free Cash Flow Growth	-	-	-96.78%	-	-	-
Free Cash Flow Margin	-338.57%	-196.92%	27.81%	820.54%	-611.63%	-
Free Cash Flow Per Share	-49.26	-28.67	4.46	164.94	-32.50	-37.43
Cash Interest Paid	327,257	327,257	281,863	433,487	413,966	577,149

Source: S&P Global Market Intelligence. Banks template. Financial Sources.