PT Bank QNB Indonesia Tbk Cash Flow Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	2,316	55,638	69,249	-400,732	-1,578,777	-422,168
Depreciation & Amortization	44,832	57,659	64,523	63,809	66,776	51,685
Change in Other Net Operating Assets	-2,700,854	-68,452	4,771,019	-768,401	-732,853	882,758
Other Operating Activities	-45,634	177,884	-46,228	574,323	1,500,447	504,919
Operating Cash Flow	-2,698,948	222,729	4,858,563	-531,001	-744,407	1,017,194
Operating Cash Flow Growth	-	-95.42%	-	-	-	-
Capital Expenditures	-49,180	-42,309	-89	-5,539	-20,449	-88,747
Sale of Property, Plant and Equipment	195	110	5,107	805	507	4,454
Investment in Securities	1,207,074	-1,770,076	124,169	428,028	150,275	2,395,133
Purchase / Sale of Intangibles	-9,294	-7,942	-195	-604	-28,416	-15,092
Investing Cash Flow	1,148,795	-1,820,217	128,992	422,690	101,917	2,295,748
Long-Term Debt Issued	-	-	-	-	-	1,508,000
Total Debt Issued	-	-	-	-	-	1,508,000
Short-Term Debt Repaid	-	-	-1,000,000	-	-60,000	-
Long-Term Debt Repaid	-	-23,062	-24,148	-129,774	-460,658	-473,425
Total Debt Repaid	-23,062	-23,062	-1,024,148	-129,774	-520,658	-473,425
Net Debt Issued (Repaid)	-23,062	-23,062	-1,024,148	-129,774	-520,658	1,034,575
Issuance of Common Stock	-	-	67	1,000,000	1,500,000	442,230
Net Increase (Decrease) in Deposit Accounts	2,050,673	1,323,334	-4,270,891	-1,411,041	50,006	-5,297,930
Other Financing Activities	-	-	-3,438	-	-	-
Financing Cash Flow	2,027,611	1,300,272	-5,298,410	-540,815	1,029,348	-3,821,125
Foreign Exchange Rate Adjustments	63,128	-46,912	20,903	19,077	4,389	2,011
Net Cash Flow	540,586	-344,128	-289,952	-630,049	391,247	-506,172
Free Cash Flow	-2,748,128	180,420	4,858,474	-536,540	-764,856	928,447
Free Cash Flow Growth	-	-96.29%	-	-	-	-
Free Cash Flow Margin	-555.15%	32.04%	820.54%	-611.63%	-	437.78%
Free Cash Flow Per Share	-78.17	5.13	164.94	-32.50	-37.43	45.43
Cash Interest Paid	302,377	281,863	433,487	413,966	577,149	981,883

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.