PT Bank QNB Indonesia Tbk Cash Flow Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	2,316	55,638	69,249	-400,732	-1,578,777	-422,168	Upgrade
Depreciation & Amortization	44,832	57,659	64,523	63,809	66,776	51,685	Upgrade
Change in Other Net Operating Assets	-2,700,854	-68,452	4,771,019	-768,401	-732,853	882,758	Upgrade
Other Operating Activities	-45,634	177,884	-46,228	574,323	1,500,447	504,919	Upgrade
Operating Cash Flow	-2,698,948	222,729	4,858,563	-531,001	-744,407	1,017,194	Upgrade
Operating Cash Flow Growth	-	-95.42%	-	-	-	-	Upgrade
Capital Expenditures	-49,180	-42,309	-89	-5,539	-20,449	-88,747	Upgrade
Sale of Property, Plant and Equipment	195	110	5,107	805	507	4,454	Upgrade
Investment in Securities	1,207,074	-1,770,076	124,169	428,028	150,275	2,395,133	Upgrade
Purchase / Sale of Intangibles	-9,294	-7,942	-195	-604	-28,416	-15,092	Upgrade
Investing Cash Flow	1,148,795	-1,820,217	128,992	422,690	101,917	2,295,748	Upgrade
Long-Term Debt Issued	-	-	-	-	-	1,508,000	Upgrade
Total Debt Issued	-	-	-	-	-	1,508,000	Upgrade
Short-Term Debt Repaid	-	-	-1,000,000	-	-60,000	-	Upgrade
Long-Term Debt Repaid	-	-23,062	-24,148	-129,774	-460,658	-473,425	Upgrade
Total Debt Repaid	-23,062	-23,062	-1,024,148	-129,774	-520,658	-473,425	Upgrade
Net Debt Issued (Repaid)	-23,062	-23,062	-1,024,148	-129,774	-520,658	1,034,575	Upgrade
Issuance of Common Stock	-	-	67	1,000,000	1,500,000	442,230	Upgrade
Net Increase (Decrease) in Deposit Accounts	2,050,673	1,323,334	-4,270,891	-1,411,041	50,006	-5,297,930	Upgrade
Other Financing Activities	-	-	-3,438	-	-	-	Upgrade
Financing Cash Flow	2,027,611	1,300,272	-5,298,410	-540,815	1,029,348	-3,821,125	Upgrade
Foreign Exchange Rate Adjustments	63,128	-46,912	20,903	19,077	4,389	2,011	Upgrade
Net Cash Flow	540,586	-344,128	-289,952	-630,049	391,247	-506,172	Upgrade
Free Cash Flow	-2,748,128	180,420	4,858,474	-536,540	-764,856	928,447	Upgrade
Free Cash Flow Growth	-	-96.29%	-	-	-	-	Upgrade
Free Cash Flow Margin	-555.15%	32.04%	820.54%	-611.63%	-	437.78%	Upgrade
Free Cash Flow Per Share	-78.17	5.13	164.94	-32.50	-37.43	45.43	Upgrade
Cash Interest Paid	302,377	281,863	433,487	413,966	577,149	981,883	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.