PT Bank Maspion Indonesia Tbk (IDX:BMAS)

IDX:BMAS Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	1,488,088	1,513,565	1,203,295	951,206	900,997
Interest Paid on Deposits	811,566	801,101	671,539	530,181	624,148
Net Interest Income	676,522	712,464	531,756	421,024	276,849
Net Interest Income Growth (YoY)	-5.04%	33.98%	26.30%	52.08%	20.82%
Gain (Loss) on Sale of Assets	1,841	6,688	71.99	642.3	631.96
Gain (Loss) on Sale of Investments	13,418	-	-	-	2,276
Other Non-Interest Income	62,250	58,857	51,249	50,297	54,479
Total Non-Interest Income	77,508	65,545	51,321	50,940	57,387
Non-Interest Income Growth (YoY)	18.25%	27.71%	0.75%	-11.23%	-16.42%
Revenues Before Loan Losses	754,030	778,009	583,077	471,964	334,236
Provision for Loan Losses	139,425	380,371	100,794	27,440	8,841
Revenue	614,605	397,638	482,283	444,525	325,395
Revenue Growth (YoY)	54.56%	-17.55%	8.49%	36.61%	12.64%
Salaries and Employee Benefits	302,570	279,405	208,095	155,393	128,698
Selling, General & Administrative	265,351	428,690	189,976	138,183	95,356
Total Non-Interest Expense	567,151	708,925	398,459	293,454	223,853
EBT Excluding Unusual Items	47,454	-311,287	83,824	151,070	101,542
Pretax Income	47,454	-311,287	83,824	151,070	101,542
Income Tax Expense	15,635	-64,075	20,570	36,129	21,380
Net Income	31,818	-247,212	63,253	114,941	80,162
Net Income to Common	31,818	-247,212	63,253	114,941	80,162
Net Income Growth	-	-	-44.97%	43.39%	19.67%
Basic Shares Outstanding	18,103	18,103	9,411	4,792	4,443
Diluted Shares Outstanding	18,103	18,103	9,411	4,792	4,443
Shares Change (YoY)	-	92.37%	96.40%	7.83%	-
EPS (Basic)	1.76	-13.66	6.72	23.99	18.04
EPS (Diluted)	1.76	-13.66	6.72	23.99	18.04
EPS Growth	-	-	-71.98%	32.97%	19.67%
Effective Tax Rate	32.95%	-	24.54%	23.91%	21.05%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.