PT Bank Bumi Arta Tbk (IDX:BNBA)

PT Bank Bumi Arta Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	550,779	549,958	532,228	527,608	518,732	633,833
Interest Paid on Deposits	215,483	212,188	177,135	179,018	229,227	346,108
Net Interest Income	335,296	337,770	355,092	348,589	289,505	287,725
Net Interest Income Growth (YoY)	0.89%	-4.88%	1.87%	20.41%	0.62%	-6.82%
Gain (Loss) on Sale of Assets	622.6	350.82	823.87	1,515	-119.29	923.75
Other Non-Interest Income	13,855	14,294	15,529	16,789	16,226	17,152
Total Non-Interest Income	14,477	14,645	16,353	18,304	16,107	18,076
Non-Interest Income Growth (YoY)	-17.70%	-10.44%	-10.66%	13.64%	-10.89%	-19.34%
Revenues Before Loan Losses	349,773	352,415	371,445	366,893	305,612	305,801
Provision for Loan Losses	15,279	-7,515	42,397	54,321	14,766	4,929
Revenue	334,494	359,930	329,048	312,572	290,846	300,872
Revenue Growth (YoY)	-10.41%	9.38%	5.27%	7.47%	-3.33%	-7.27%
Salaries and Employee Benefits	162,178	162,518	158,692	147,651	122,398	139,394
Federal Deposit Insurance	10,377	9,933	9,225	12,208	11,707	12,154
Selling, General & Administrative	115,874	112,666	101,577	101,293	94,785	93,571
Other Non-Interest Expense	5,275	4,434	2,238	2,475	2,110	2,496
Total Non-Interest Expense	285,406	280,085	271,802	262,206	234,048	247,400
EBT Excluding Unusual Items	49,088	79,845	57,247	50,366	56,798	53,471
Pretax Income	49,088	79,845	57,247	50,366	56,798	53,471
Income Tax Expense	11,678	18,445	12,881	11,427	14,123	18,418
Net Income	37,410	61,400	44,366	38,939	42,675	35,053
Net Income to Common	37,410	61,400	44,366	38,939	42,675	35,053
Net Income Growth	-50.26%	38.40%	13.94%	-8.76%	21.74%	-31.49%
Basic Shares Outstanding	3,388	3,388	3,388	2,823	2,349	2,310
Diluted Shares Outstanding	3,388	3,388	3,388	2,823	2,349	2,310
Shares Change (YoY)	-	-	20.00%	20.22%	1.67%	-
EPS (Basic)	11.04	18.12	13.10	13.79	18.17	15.17
EPS (Diluted)	11.04	18.12	13.10	13.79	18.17	15.17
EPS Growth	-50.26%	38.40%	-5.05%	-24.10%	19.75%	-31.49%
Dividend Per Share	-	-	-	-	4.250	4.000
Dividend Growth	-	-	-	-	6.25%	-
Effective Tax Rate	23.79%	23.10%	22.50%	22.69%	24.87%	34.45%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.