PT Bank Bumi Arta Tbk (IDX: BNBA)

PT Bank Bumi Arta Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	545,120	532,228	527,608	518,732	633,833	653,037
Interest Paid on Deposits	205,617	177,135	179,018	229,227	346,108	344,268
Net Interest Income	339,503	355,092	348,589	289,505	287,725	308,769
Net Interest Income Growth (YoY)	-4.31%	1.87%	20.41%	0.62%	-6.82%	-10.72%
Gain (Loss) on Sale of Assets	471.11	823.87	1,515	-119.29	923.75	389.45
Other Non-Interest Income	11,513	15,529	16,789	16,226	17,152	22,020
Total Non-Interest Income	11,985	16,353	18,304	16,107	18,076	22,409
Non-Interest Income Growth (YoY)	-33.38%	-10.66%	13.64%	-10.89%	-19.34%	-28.48%
Revenues Before Loan Losses	351,488	371,445	366,893	305,612	305,801	331,178
Provision for Loan Losses	-23,827	42,397	54,321	14,766	4,929	6,706
Revenue	375,315	329,048	312,572	290,846	300,872	324,472
Revenue Growth (YoY)	18.56%	5.27%	7.47%	-3.33%	-7.27%	-12.42%
Salaries and Employee Benefits	164,272	158,692	147,651	122,398	139,394	139,137
Federal Deposit Insurance	9,344	9,225	12,208	11,707	12,154	11,445
Selling, General & Administrative	106,812	101,577	101,293	94,785	93,571	97,024
Other Non-Interest Expense	3,039	2,238	2,475	2,110	2,496	5,642
Total Non-Interest Expense	281,474	271,802	262,206	234,048	247,400	253,643
EBT Excluding Unusual Items	93,840	57,247	50,366	56,798	53,471	70,829
Pretax Income	93,840	57,247	50,366	56,798	53,471	70,829
Income Tax Expense	20,931	12,881	11,427	14,123	18,418	19,661
Net Income	72,909	44,366	38,939	42,675	35,053	51,168
Net Income to Common	72,909	44,366	38,939	42,675	35,053	51,168
Net Income Growth	181.99%	13.94%	-8.75%	21.74%	-31.49%	-44.92%
Basic Shares Outstanding	3,388	3,388	2,823	2,349	2,310	2,310
Diluted Shares Outstanding	3,388	3,388	2,823	2,349	2,310	2,310
Shares Change (YoY)	3.13%	20.00%	20.22%	1.67%	-	-
EPS (Basic)	21.52	13.10	13.79	18.17	15.17	22.15
EPS (Diluted)	21.52	13.10	13.79	18.17	15.17	22.15
EPS Growth	173.44%	-5.05%	-24.10%	19.75%	-31.49%	-44.92%
Dividend Per Share	-	-	-	4.250	4.000	-
Dividend Growth	-	-	-	6.25%	-	-
Effective Tax Rate	22.31%	22.50%	22.69%	24.87%	34.44%	27.76%

Source: S&P Capital IQ. Banks template. Financial Sources.