PT Bank Bumi Arta Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	534,865	549,958	532,228	527,608	518,732
Interest Paid on Deposits	213,131	212,188	177,135	179,018	229,227
Net Interest Income	321,733	337,770	355,092	348,589	289,505
Net Interest Income Growth (YoY)	-4.75%	-4.88%	1.87%	20.41%	0.62%
Gain (Loss) on Sale of Assets	1,022	350.82	823.87	1,515	-119.29
Other Non-Interest Income	14,775	14,294	15,529	16,789	16,226
Total Non-Interest Income	15,796	14,645	16,353	18,304	16,107
Non-Interest Income Growth (YoY)	7.86%	-10.44%	-10.66%	13.64%	-10.89%
Revenues Before Loan Losses	337,530	352,415	371,445	366,893	305,612
Provision for Loan Losses	37,740	-7,515	42,397	54,321	14,766
Revenue	299,789	359,930	329,048	312,572	290,846
Revenue Growth (YoY)	-16.71%	9.38%	5.27%	7.47%	-3.33%
Salaries and Employee Benefits	159,248	162,518	158,692	147,651	122,398
Federal Deposit Insurance	10,783	9,933	9,225	12,208	11,707
Selling, General & Administrative	112,915	112,666	101,577	101,293	94,785
Other Non-Interest Expense	3,418	4,434	2,238	2,475	2,110
Total Non-Interest Expense	287,059	280,085	271,802	262,206	234,048
EBT Excluding Unusual Items	12,731	79,845	57,247	50,366	56,798
Pretax Income	12,731	79,845	57,247	50,366	56,798
Income Tax Expense	3,262	18,445	12,881	11,427	14,123
Net Income	9,469	61,400	44,366	38,939	42,675
Net Income to Common	9,469	61,400	44,366	38,939	42,675
Net Income Growth	-84.58%	38.40%	13.94%	-8.76%	21.74%
Basic Shares Outstanding	3,388	3,388	3,388	2,823	2,349
Diluted Shares Outstanding	3,388	3,388	3,388	2,823	2,349
Shares Change (YoY)	-	-	20.00%	20.22%	1.67%
EPS (Basic)	2.79	18.12	13.10	13.79	18.17
EPS (Diluted)	2.79	18.12	13.10	13.79	18.17
EPS Growth	-84.58%	38.40%	-5.05%	-24.10%	19.75%
Dividend Per Share	-	-	-	-	4.250
Dividend Growth	-	-	-	-	6.25%
Effective Tax Rate	25.62%	23.10%	22.50%	22.69%	24.87%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.