PT Bank CIMB Niaga Tbk (IDX:BNGA)

PT Bank CIMB Niaga Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	24,767,563	24,227,316	22,306,000	19,114,194	18,862,951	20,703,099
Interest Paid on Deposits	11,532,813	10,960,776	8,953,617	5,638,056	5,774,091	8,232,581
Net Interest Income	13,234,750	13,266,540	13,352,383	13,476,138	13,088,860	12,470,518
Net Interest Income Growth (YoY)	0.47%	-0.64%	-0.92%	2.96%	4.96%	-0.78%
Gain (Loss) on Sale of Assets	1,036	-13,192	5,076	-3,580	2,267	1,838
Gain (Loss) on Sale of Investments	1,067,446	60,438	630,281	742,817	999,194	859,289
Other Non-Interest Income	4,527,494	5,590,558	4,802,856	4,646,766	3,479,463	3,028,718
Total Non-Interest Income	5,595,976	5,637,804	5,438,213	5,386,003	4,480,924	3,889,845
Non-Interest Income Growth (YoY)	8.30%	3.67%	0.97%	20.20%	15.20%	-8.65%
Revenues Before Loan Losses	18,830,726	18,904,344	18,790,596	18,862,141	17,569,784	16,360,363
Provision for Loan Losses	1,560,320	1,805,250	2,006,613	3,813,709	4,169,888	5,403,886
Revenue	17,270,406	17,099,094	16,783,983	15,048,432	13,399,896	10,956,477
Revenue Growth (YoY)	2.31%	1.88%	11.53%	12.30%	22.30%	-19.26%
Salaries and Employee Benefits	5,131,071	5,017,446	4,927,872	4,645,711	4,456,962	4,253,358
Selling, General & Administrative	3,738,299	3,796,013	3,635,309	3,787,681	3,717,727	3,644,001
Other Non-Interest Expense	-28,529	-64,060	20,346	50,258	104,548	203,425
Total Non-Interest Expense	8,499,782	8,370,307	8,426,711	8,469,100	8,208,798	8,009,057
EBT Excluding Unusual Items	8,770,624	8,728,787	8,357,272	6,579,332	5,191,098	2,947,420
Pretax Income	8,770,624	8,728,787	8,357,272	6,579,332	5,191,098	2,947,420
Income Tax Expense	1,804,639	1,829,853	1,805,871	1,482,561	1,092,494	936,166
Earnings From Continuing Operations	6,965,985	6,898,934	6,551,401	5,096,771	4,098,604	2,011,254
Minority Interest in Earnings	-92,026	-73,161	-77,206	-54,990	1,736	1,147
Net Income	6,873,959	6,825,773	6,474,195	5,041,781	4,100,340	2,012,401
Net Income to Common	6,873,959	6,825,773	6,474,195	5,041,781	4,100,340	2,012,401
Net Income Growth	3.40%	5.43%	28.41%	22.96%	103.75%	-44.79%
Basic Shares Outstanding	25,144	25,132	24,954	24,933	24,929	24,929
Diluted Shares Outstanding	25,144	25,132	24,954	24,933	24,929	24,929
Shares Change (YoY)	0.39%	0.72%	0.08%	0.01%	-	-0.01%
EPS (Basic)	273.38	271.59	259.45	202.21	164.48	80.72
EPS (Diluted)	273.38	271.59	259.45	202.21	164.48	80.72
EPS Growth	3.00%	4.68%	28.31%	22.94%	103.77%	-44.79%
Dividend Per Share	155.730	155.730	-	-	-	-
Effective Tax Rate	20.58%	20.96%	21.61%	22.53%	21.05%	31.76%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.