PT Bank CIMB Niaga Tbk (IDX: BNGA)

PT Bank CIMB Niaga Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	23,152,182	22,306,000	19,114,194	18,862,951	20,703,099	21,689,486
Interest Paid on Deposits	9,979,240	8,953,617	5,638,056	5,774,091	8,232,581	9,121,468
Net Interest Income	13,172,942	13,352,383	13,476,138	13,088,860	12,470,518	12,568,018
Net Interest Income Growth (YoY)	-4.36%	-0.92%	2.96%	4.96%	-0.78%	4.63%
Gain (Loss) on Sale of Assets	-10,690	5,076	-3,580	2,267	1,838	1,473
Gain (Loss) on Sale of Investments	-84,271	630,281	742,817	999,194	859,289	444,864
Other Non-Interest Income	5,262,211	4,802,856	4,646,766	3,479,463	3,028,718	3,811,848
Total Non-Interest Income	5,167,250	5,438,213	5,386,003	4,480,924	3,889,845	4,258,185
Non-Interest Income Growth (YoY)	-6.49%	0.97%	20.20%	15.20%	-8.65%	11.51%
Revenues Before Loan Losses	18,340,192	18,790,596	18,862,141	17,569,784	16,360,363	16,826,203
Provision for Loan Losses	1,459,746	2,006,613	3,813,709	4,169,888	5,403,886	3,256,619
Revenue	16,880,446	16,783,983	15,048,432	13,399,896	10,956,477	13,569,584
Revenue Growth (YoY)	5.14%	11.53%	12.30%	22.30%	-19.26%	6.01%
Salaries and Employee Benefits	4,947,796	4,927,872	4,645,711	4,456,962	4,253,358	4,594,141
Selling, General & Administrative	3,478,958	3,635,309	3,787,681	3,717,727	3,644,001	3,858,245
Other Non-Interest Expense	-42,666	20,346	50,258	104,548	203,425	181,978
Total Non-Interest Expense	8,282,648	8,426,711	8,469,100	8,208,798	8,009,057	8,615,687
EBT Excluding Unusual Items	8,597,798	8,357,272	6,579,332	5,191,098	2,947,420	4,953,897
Pretax Income	8,597,798	8,357,272	6,579,332	5,191,098	2,947,420	4,953,897
Income Tax Expense	1,870,462	1,805,871	1,482,561	1,092,494	936,166	1,310,962
Earnings From Continuing Operations	6,727,336	6,551,401	5,096,771	4,098,604	2,011,254	3,642,935
Minority Interest in Earnings	-79,223	-77,206	-54,990	1,736	1,147	2,219
Net Income	6,648,113	6,474,195	5,041,781	4,100,340	2,012,401	3,645,154
Net Income to Common	6,648,113	6,474,195	5,041,781	4,100,340	2,012,401	3,645,154
Net Income Growth	15.82%	28.41%	22.96%	103.75%	-44.79%	4.68%
Basic Shares Outstanding	25,046	24,954	24,933	24,929	24,929	24,931
Diluted Shares Outstanding	25,046	24,954	24,933	24,929	24,929	24,931
Shares Change (YoY)	0.46%	0.08%	0.01%	-0.00%	-0.01%	-0.01%
EPS (Basic)	265.43	259.45	202.21	164.48	80.72	146.21
EPS (Diluted)	265.43	259.45	202.21	164.48	80.72	146.21
EPS Growth	15.29%	28.31%	22.94%	103.77%	-44.79%	4.68%
Effective Tax Rate	21.76%	21.61%	22.53%	21.05%	31.76%	26.46%

Source: S&P Capital IQ. Banks template. Financial Sources.