PT Bank CIMB Niaga Tbk (IDX:BNGA)
Indonesia · Delayed Price · Currency is IDR 1,700.00
+10.00 (0.59%)
Sep 2, 2026, 11:59 AM WIB
PT Bank CIMB Niaga Tbk Financials Overview
Financials in millions IDR. Fiscal year is January - December.
Millions IDR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 17,967,232 | 17,758,861 | 17,099,094 | 16,783,983 | 15,048,432 | 13,399,896 |
Revenue Growth | 4.04% | 3.86% | 1.88% | 11.53% | 12.30% | 22.30% |
Net Income Net Income Growth | 6,857,778 | 6,876,537 | 6,825,773 | 6,474,195 | 5,041,781 | 4,100,340 |
Earnings Per Share EPS Growth | 272.77 | 273.53 | 271.59 | 259.45 | 202.21 | 164.48 |
EPS Growth | -0.22% | 0.71% | 4.68% | 28.31% | 22.94% | 103.77% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Corporate Corporate Growth | 3,629,806 | 3,452,679 | 3,319,802 | 3,235,468 | 2,815,484 | 2,168,524 |
Business Business Growth | 2,703,874 | 2,692,961 | 2,638,313 | 2,221,870 | 1,724,217 | 1,772,963 |
Retail Retail Growth | 4,755,703 | 6,001,616 | 6,061,355 | 5,636,487 | 4,777,520 | 3,824,625 |
Treasury Treasury Growth | 4,078,602 | 2,960,333 | 2,097,852 | 3,076,227 | 3,424,739 | 3,252,376 |
Sharia Sharia Growth | 2,178,704 | 2,093,450 | 2,329,207 | 2,105,657 | 1,709,235 | 1,995,445 |
Others Others Growth | -509,743 | -561,118 | -415,218 | -269,201 | -222,046 | -256,058 |
Subsidiaries Subsidiaries Growth | 1,119,708 | 1,110,310 | 1,080,975 | 772,399 | 822,863 | 639,754 |
Total Total Growth | 17,956,654 | 17,750,231 | 17,112,286 | 16,778,907 | 15,052,012 | 13,397,629 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 44,192,891 | 38,679,824 | 33,605,949 | 33,591,364 | 32,972,136 | 45,731,578 |
Total Debt Total Debt Growth | 36,941,520 | 24,529,900 | 25,019,965 | 29,798,051 | 13,468,709 | 11,280,574 |
Net Cash (Debt) Net Cash Growth | 7,251,371 | 14,149,924 | 8,585,984 | 3,793,313 | 19,503,427 | 34,451,004 |
Net Cash Growth | -53.33% | 64.80% | 126.34% | -80.55% | -43.39% | 132.28% |
Net Cash Per Share Net Cash Per Share Growth | 288.43 | 562.84 | 341.63 | 152.01 | 782.24 | 1381.95 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -6,865,766 | -6,691,461 | -16,146,820 | -9,171,745 | -6,807,446 | -4,367,471 |
Capital Expenditures CapEx Growth | -406,280 | -380,733 | -512,900 | -274,636 | -300,570 | -12,520 |
Free Cash Flow Free Cash Flow Growth | -7,272,046 | -7,072,194 | -16,659,720 | -9,446,381 | -7,108,016 | -4,379,991 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 38.17% | 38.72% | 39.92% | 38.57% | 33.50% | 30.60% |
FCF Margin | -40.47% | -39.82% | -97.43% | -56.28% | -47.23% | -32.69% |
| Fiscal Year | Current | FY 2025 | FY 2024 |
|---|---|---|---|
| Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 |
Dividend Per Share Dividend Per Share Growth | 155.730 | - | 155.730 |
Dividend Per Share Growth | 3.88% | - | - |
Dividend Yield | 9.27% | - | 10.77% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.20 | 6.54 | 6.37 | 6.53 | 5.86 | 5.87 |
Forward PE | 5.99 | 5.96 | 5.77 | 6.22 | 6.10 | 5.69 |
PS Ratio | 2.36 | 2.53 | 2.54 | 2.52 | 1.96 | 1.80 |