PT Bank CIMB Niaga Tbk (IDX:BNGA)

PT Bank CIMB Niaga Tbk Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	16,303,362	11,206,749	11,164,700	23,057,650	37,716,983	21,808,921
Investment Securities	69,478,287	75,844,418	68,705,223	57,087,786	66,774,143	59,482,571
Trading Asset Securities	25,634,386	20,786,368	17,267,277	9,404,179	6,424,939	9,324,882
Total Investments	95,112,673	96,630,786	85,972,500	66,491,965	73,199,082	68,807,453
Gross Loans	232,321,102	231,113,329	215,679,822	199,033,318	183,067,348	175,523,248
Allowance for Loan Losses	-8,944,905	-10,653,400	-12,047,483	-13,197,385	-13,135,634	-11,924,960
Other Adjustments to Gross Loans	-3,599,591	-2,975,660	-2,256,775	-1,743,332	-1,087,346	-595,994
Net Loans	219,776,606	217,484,269	201,375,564	184,092,601	168,844,368	163,002,294
Property, Plant & Equipment	6,755,160	6,803,495	6,774,736	7,047,668	6,622,810	6,989,721
Other Intangible Assets	1,982,503	2,044,380	2,074,656	2,076,820	2,033,222	1,765,210
Accrued Interest Receivable	3,114,476	3,027,711	3,414,197	2,923,768	2,946,425	2,501,602
Other Receivables	8,469,170	4,506,604	3,864,621	4,801,308	2,685,597	2,866,791
Restricted Cash	9,388,503	9,990,709	13,180,254	8,985,257	9,291,044	6,221,892
Other Current Assets	7,881,936	7,771,879	4,730,701	5,129,137	5,835,336	5,710,799
Long-Term Deferred Tax Assets	73,472	117,989	1,377,659	1,685,800	1,173,614	738,427
Other Real Estate Owned & Foreclosed	334,996	419,166	236,480	234,552	223,684	294,080
Other Long-Term Assets	137,317	95,600	63,835	70,668	69,677	76,232
Total Assets	369,447,994	360,220,510	334,369,233	306,754,299	310,786,960	280,943,605
Accrued Expenses	3,549,387	3,031,402	3,887,282	4,793,595	3,812,230	3,119,489
Interest Bearing Deposits	280,995,658	264,203,495	237,622,117	228,594,569	242,666,598	209,166,480
Total Deposits	280,995,658	264,203,495	237,622,117	228,594,569	242,666,598	209,166,480
Short-Term Borrowings	2,472,676	14,590,593	20,966,877	7,863,906	3,298,254	10,659,494
Current Portion of Long-Term Debt	5,290,640	8,032,918	5,812,815	675,295	4,574,874	1,255,205
Current Income Taxes Payable	463,175	337,164	423,026	511,605	572,335	288,045
Accrued Interest Payable	230,063	252,630	279,572	188,541	236,191	557,762
Other Current Liabilities	9,085,268	7,235,671	4,684,012	5,811,690	5,842,998	5,790,214
Long-Term Debt	3,414,331	2,216,983	2,929,031	4,683,363	2,993,803	6,468,016
Long-Term Leases	115,327	179,471	89,328	246,145	413,643	224,604
Long-Term Unearned Revenue	4,088,545	4,295,508	4,998,097	5,550,695	360,345	348,139
Pension & Post-Retirement Benefits	817,553	756,014	698,096	641,254	767,400	749,160
Other Long-Term Liabilities	2,405,041	1,892,334	2,641,609	1,917,378	1,859,931	1,263,946
Total Liabilities	313,135,508	307,024,183	285,031,862	261,478,036	267,398,602	239,890,554
Common Stock	1,612,787	1,612,787	1,612,257	1,612,257	1,612,257	1,612,257
Additional Paid-In Capital	7,135,003	7,135,003	7,068,257	7,033,450	7,033,450	7,033,450
Retained Earnings	42,360,180	40,988,294	37,243,795	33,662,955	31,020,341	27,925,467
Treasury Stock	-2,439	-5,649	-135,104	-249,459	-252,477	-253,832
Comprehensive Income & Other	4,982,920	3,268,752	3,403,339	3,132,687	3,963,551	4,721,597
Total Common Equity	56,088,451	52,999,187	49,192,544	45,191,890	43,377,122	41,038,939
Minority Interest	224,035	197,140	144,827	84,373	11,236	14,112
Shareholders' Equity	56,312,486	53,196,327	49,337,371	45,276,263	43,388,358	41,053,051
Total Liabilities & Equity	369,447,994	360,220,510	334,369,233	306,754,299	310,786,960	280,943,605
Total Debt	11,292,974	25,019,965	29,798,051	13,468,709	11,280,574	18,607,319
Net Cash (Debt)	31,374,411	8,585,984	3,793,313	19,503,427	34,451,004	14,832,007
Net Cash Growth	-	126.34%	-80.55%	-43.39%	132.28%	961.77%
Net Cash Per Share	1247.62	341.63	152.01	782.24	1381.95	594.96
Filing Date Shares Outstanding	25,140	25,138	25,024	24,933	24,930	24,928
Total Common Shares Outstanding	25,140	25,138	25,024	24,933	24,930	24,928
Book Value Per Share	2231.00	2108.33	1965.78	1812.52	1739.98	1646.32
Tangible Book Value	54,105,948	50,954,807	47,117,888	43,115,070	41,343,900	39,273,729
Tangible Book Value Per Share	2152.15	2027.01	1882.87	1729.23	1658.42	1575.51

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.