PT Bank CIMB Niaga Tbk Cash Flow Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	6,961,315	6,825,773	6,474,195	5,041,781	4,100,340	2,012,401
Depreciation & Amortization	1,829,361	1,088,837	1,005,448	1,075,130	881,373	795,598
Change in Trading Asset Securities	-2,551,362	-4,017,481	-9,355,699	-1,736,799	3,463,692	-4,111,287
Change in Income Taxes	5,650	-124,448	53,293	28,715	-2,809	-197,349
Change in Other Net Operating Assets	-24,076,450	-23,395,835	-10,217,721	-12,499,100	-16,583,471	12,245,593
Other Operating Activities	849,692	3,476,334	2,868,739	1,282,827	3,773,404	4,413,878
Operating Cash Flow	-16,981,794	-16,146,820	-9,171,745	-6,807,446	-4,367,471	15,158,834
Capital Expenditures	-531,508	-512,900	-274,636	-300,570	-12,520	-673,462
Sale of Property, Plant and Equipment	26,745	8,382	5,848	18,955	96,100	1,914
Investment in Securities	6,649,535	-6,782,034	-5,300,976	6,788,508	-8,552,978	-25,813,428
Purchase / Sale of Intangibles	-381,281	-441,438	-418,963	-511,322	-573,777	-272,007
Investing Cash Flow	5,763,491	-7,727,990	-5,998,437	5,994,554	-9,043,175	-26,763,211
Long-Term Debt Issued	-	14,423,500	5,683,520	3,442,340	1,708,383	1,533,463
Long-Term Debt Repaid	-	-12,290,250	-2,482,452	-6,035,134	-2,383,144	-6,724,391
Net Debt Issued (Repaid)	461,851	2,133,250	3,201,068	-2,592,794	-674,761	-5,190,928
Issuance of Common Stock	3,210	129,985	-	-	-	-
Repurchase of Common Stock	-	-	-	-	-	-553
Common Dividends Paid	-3,954,222	-3,106,040	-2,871,842	-2,345,686	-1,098,577	-1,392,161
Net Increase (Decrease) in Deposit Accounts	15,811,165	24,368,757	7,374,769	-9,552,985	33,976,981	13,466,094
Financing Cash Flow	12,322,004	23,525,952	7,703,995	-14,491,465	32,203,643	6,882,452
Foreign Exchange Rate Adjustments	868,217	203,035	-102,346	339,913	184,249	302,450
Net Cash Flow	1,971,918	-145,823	-7,568,533	-14,964,444	18,977,246	-4,419,475
Free Cash Flow	-17,513,302	-16,659,720	-9,446,381	-7,108,016	-4,379,991	14,485,372
Free Cash Flow Margin	-100.10%	-97.43%	-56.28%	-47.23%	-32.69%	132.21%
Free Cash Flow Per Share	-696.43	-662.88	-378.56	-285.09	-175.70	581.06
Cash Interest Paid	12,289,535	11,800,663	8,680,466	5,302,931	5,575,444	7,365,060
Cash Income Tax Paid	787,043	475,959	1,662,666	1,703,339	1,151,728	689,519

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.