PT Bank CIMB Niaga Tbk Cash Flow Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	6,876,537	6,825,773	6,474,195	5,041,781	4,100,340
Depreciation & Amortization	1,083,739	1,088,837	1,005,448	1,075,130	881,373
Change in Trading Asset Securities	-288,817	-4,017,481	-9,355,699	-1,736,799	3,463,692
Change in Income Taxes	-105,149	-124,448	53,293	28,715	-2,809
Change in Other Net Operating Assets	-13,301,584	-23,395,835	-10,217,721	-12,499,100	-16,583,471
Other Operating Activities	-956,187	3,476,334	2,868,739	1,282,827	3,773,404
Operating Cash Flow	-6,691,461	-16,146,820	-9,171,745	-6,807,446	-4,367,471
Capital Expenditures	-380,733	-512,900	-274,636	-300,570	-12,520
Sale of Property, Plant and Equipment	28,176	8,382	5,848	18,955	96,100
Investment in Securities	8,463,544	-6,782,034	-5,300,976	6,788,508	-8,552,978
Purchase / Sale of Intangibles	-456,923	-441,438	-418,963	-511,322	-573,777
Investing Cash Flow	7,643,004	-7,727,990	-5,998,437	5,994,554	-9,043,175
Long-Term Debt Issued	24,083,000	14,423,500	5,683,520	3,442,340	1,708,383
Long-Term Debt Repaid	-26,591,327	-12,290,250	-2,482,452	-6,035,134	-2,383,144
Net Debt Issued (Repaid)	-2,508,327	2,133,250	3,201,068	-2,592,794	-674,761
Issuance of Common Stock	3,283	129,985	-	-	-
Common Dividends Paid	-3,915,399	-3,084,362	-2,871,842	-2,345,686	-1,098,577
Net Increase (Decrease) in Deposit Accounts	10,841,660	24,368,757	7,374,769	-9,552,985	33,976,981
Other Financing Activities	-38,823	-21,678	-	-	-
Financing Cash Flow	4,382,394	23,525,952	7,703,995	-14,491,465	32,203,643
Foreign Exchange Rate Adjustments	79,162	203,035	-102,346	339,913	184,249
Net Cash Flow	5,413,099	-145,823	-7,568,533	-14,964,444	18,977,246
Free Cash Flow	-7,072,194	-16,659,720	-9,446,381	-7,108,016	-4,379,991
Free Cash Flow Margin	-39.82%	-97.43%	-56.28%	-47.23%	-32.69%
Free Cash Flow Per Share	-281.31	-662.88	-378.56	-285.09	-175.70
Cash Interest Paid	11,019,095	11,800,663	8,680,466	5,302,931	5,575,444
Cash Income Tax Paid	2,023,814	475,959	1,662,666	1,703,339	1,151,728

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.