PT Bank SMBC Indonesia Tbk (IDX:BTPN)

IDX:BTPN Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	24,608,507	23,588,335	18,815,673	15,899,646	14,748,604	16,403,483
Interest Paid on Deposits	8,401,542	8,380,053	6,771,610	4,221,331	3,605,564	5,779,055
Net Interest Income	16,206,964	15,208,282	12,044,063	11,678,315	11,143,040	10,624,428
Net Interest Income Growth (YoY)	15.51%	26.27%	3.13%	4.80%	4.88%	-3.34%
Gain (Loss) on Sale of Assets	-530	-	-	-	-	6,260
Gain (Loss) on Sale of Investments	-240,897	-30,931	-	-	-	-
Other Non-Interest Income	2,706,215	2,252,009	1,689,372	2,012,615	1,959,784	1,688,837
Total Non-Interest Income	2,464,788	2,221,078	1,689,372	2,012,615	1,959,784	1,695,097
Non-Interest Income Growth (YoY)	40.53%	31.47%	-16.06%	2.70%	15.62%	4.86%
Revenues Before Loan Losses	18,671,752	17,429,360	13,733,435	13,690,930	13,102,824	12,319,525
Provision for Loan Losses	5,138,320	3,897,140	3,049,919	1,840,167	2,111,776	2,799,638
Revenue	13,533,432	13,532,220	10,683,516	11,850,763	10,991,048	9,519,887
Revenue Growth (YoY)	13.99%	26.66%	-9.85%	7.82%	15.45%	-14.71%
Salaries and Employee Benefits	5,158,767	4,539,520	3,529,246	3,194,364	3,173,797	3,020,730
Selling, General & Administrative	3,958,433	3,951,282	3,304,961	3,272,015	3,065,316	3,062,933
Other Non-Interest Expense	986,330	937,401	388,274	726,708	743,757	799,450
Total Non-Interest Expense	10,087,074	9,411,747	7,225,834	7,193,444	6,983,876	6,886,811
EBT Excluding Unusual Items	3,446,358	4,120,473	3,457,682	4,657,319	4,007,172	2,633,076
Pretax Income	3,446,358	4,120,473	3,457,682	4,657,319	4,007,172	2,633,076
Income Tax Expense	777,346	904,233	775,198	1,027,755	902,957	627,399
Earnings From Continuing Operations	2,669,012	3,216,240	2,682,484	3,629,564	3,104,215	2,005,677
Minority Interest in Earnings	-376,607	-403,254	-324,150	-533,863	-439,501	-256,384
Net Income	2,292,405	2,812,986	2,358,334	3,095,701	2,664,714	1,749,293
Net Income to Common	2,292,405	2,812,986	2,358,334	3,095,701	2,664,714	1,749,293
Net Income Growth	1.52%	19.28%	-23.82%	16.17%	52.33%	-32.00%
Basic Shares Outstanding	10,655	10,087	8,057	8,057	8,055	8,054
Diluted Shares Outstanding	10,655	10,087	8,057	8,057	8,055	8,054
Shares Change (YoY)	12.88%	25.20%	0.00%	0.02%	0.02%	1.31%
EPS (Basic)	215.15	278.87	292.72	384.24	330.81	217.20
EPS (Diluted)	215.15	278.87	292.72	384.00	330.81	217.00
EPS Growth	-9.97%	-4.73%	-23.77%	16.08%	52.45%	-33.02%
Dividend Per Share	52.846	52.846	44.300	76.800	-	-
Dividend Growth	19.29%	19.29%	-42.32%	-	-	-
Effective Tax Rate	22.55%	21.95%	22.42%	22.07%	22.53%	23.83%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.